Thank you for taking the time to read this. I want to say first of all, this is not because I want to, but I need to ask for help with past due rent and desperately needing to get 2 cars fixed. I was brought up the old school way, where you do whatever you have to do to make it and have what you need, which is a trait that I picked up from both of my parents.
The reason is because my wife is having to take care of her sick brother who is in hospice with chronic kidney disease and congestive heart failure. Because of that, as my wife has taken over as legal guardian over her brother, she has had to quit her job to take care of him, and in turn, I have had to cut back hours from my job in order to help her and with everything around the house. My wife and myself had a significant amount in savings that we had been building up, as we had built up a year of money in the savings account, but with my wife now not working, and with me having to cut back my own hours with responsibilities at home, we have been using the savings and checking accounts to pay bills with the weekly pay check bringing in little to nothing more to help. We are diligent in budgeting, but the budget has only gone so far when everything keeps piling up. Before this happened, we found ways to cut over $300 in our monthly payments, which helped add to the savings. Now, not only is my wife upset and stressed because of her brother’s health, now we have the financial situation pilling on top of that.
When my wife and I were working full time together, we were always on time paying bills before she had to take care of her brother. Now, months after depleting our savings and checking by paying bills first and getting gas and groceries for the house with only one income coming in, we have got behind on our rent and other bills. With my wife having to drive back and forth to see her brother every day to help take care of him because she is his legal guardian, her car is past due for breaks and tires, as well as a standard oil change. I use my car to drive back and forth to work everyday, and it needs tie rods, and wheel bearings, as well as new tires. The cheapest quote that we could find for having these repairs is around $1,500 for both cars. We are already one month behind on rent, which is $800 a month, with another month due soon.
If anyone on here knows all too well, once you get behind, it is difficult to catch up, especially trying to catch up on one income. I have done some side work for people when I have had the chance, like cutting grass and whatever odd and end jobs anyone needs for extra money, but it’s been really difficult in finding the time to even try and do that. Not only am I looking for help to get ourselves out of a bind, I am looking help with how to get out of the financial situation that we find ourselves in. My wife and I talked, and we want to do something together that can bring in a good amount of income. We want our money to work for us, and not have to work for money. I say that to say that my wife and I, we are not freeloaders, and we are not people that just want money for free, and we do not think we are entitled to anything. We are here just to ask for help in getting out of this pit that we found ourselves in, and the help in not letting this happen to us again, where we will be able to help others that are in need due to no fault of their own. We now understand, that life happens to everyone, and everyone needs a helping hand from time to time until they can figure out how to thrive and teach others. Do we need help right now, yes, but we don’t want to be dependent on others, we want to know how to fish so we can make our own meals, and feed others in the process. Thank you so much for your time.