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Last Updated: December 10, 2022

Drowning In Debt

Thank you for taking the time to read this. This is slightly difficult for me as I’m not one to ask for help but at this point I am desperate and don’t know what else to do.. I am currently drowning in debt from loans and credit cards. I have about $17,000 in debt. Some of which was used on repairs for my car and my wife’s car, as well as needing extra money for day to day expenses. A few months ago my wife’s cars engine failed so we were down to one car. Now this past week my car is in need of expensive repairs again including potentially needing a new engine. We can’t afford a new car and due to all of the debt we can’t afford the repairs or a new car payment. And I can’t sell the car as I had to take a secured loan using the car as collateral. My wife stays at home and it’s difficult for her to work or we would have to pay for childcare for our toddler and have no friends or family members near us who could provide childcare. I have been ubering to work or renting a car and that is also starting to add up every week. After all of the payments every month, a good portion of my checks are gone and it’s almost to the point where I will need to apply for another loan or credit card to stay on our feet, while adding to the significant debt.

I am asking for someone to show us kindness in our time of need and will absolutely pay it forward to the next person in need.

 

Thank you for your time and God bless.

paypal.me/petunia552

Filed Under: Car Repairs Tagged With: USA

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