I used my life savings to start a residential HVAC business. I purchased a work vehicle, tools, insurance, website, advertising etc. Business has been good but right after purchasing my van, I was hit by a drunk driver that ran a red light. He didn’t have insurance and apparently the insurance I bought wasn’t good enough to have the vehicle replaced. I didn’t have under insured coverage or some bs like that. I have calls coming in and business there but no vehicle to run calls. This is all we have for income after going all in and I don’t know what we will do without help. If anyone could find it in their heart to help a hard working father out, I would be forever greatful. I need anywhere from 10 to 15,000 to get a new and reliable work truck. Whatever you can give is greatly appreciated.