I am a disabled man on SSDI benefits, meaning I am not allowed to work full time. I have an $18.50/hour job as a cook, and I live in subsidized rent housing. But in these past 2 years, I have racked up way too much credit debt due to too many car repairs or other personal needs. I bought my first car with my savings back in March 2020, just before the pandemic lock down. When I got the car, it worked just fine for quite a while. Now for the 3 years I’ve had it, it needed to get repaired way too much. Repairs including brakes, lights, starter, oil leak, alternator, air conditioner, all 4 wheels needing to be replaced, just to name the biggest repairs. Since the car was used when I bought it, the warranty was only good for the first 30 days I had it. It cost me thousands of dollars to repair out of my own pocket. This year alone, I already had to get my car fixed 4 times. And each time it needs fixing, it’s hundreds of dollars per fix. It has gotten so bad, I can’t even visit family or fund my hobbies for the rest of the year. I have family who live out of state that really want to see me. It pains me so much to tell them I can’t afford to visit them. I’m also looking to sell books I write, even that’s been a hassle. Because of my financial crisis, I need to wait until next year to visit my family and promote my books. And now, this is going to be the 5th time I’ve had to fix my car this year! I did not have this problem 2 years ago, I was just fine. I had a ton of cash saved away, and because of this trouble, I had to use every last penny of it. I should also mention I lost my job in early August, and went almost 3 weeks without pay. I’m paying off a personal loan, 2 credit cards, and all these unwanted expenses are making it too hard to keep my credit usage down. Now it’s extra hard to pay bills. But at least I got a new job right away (the one I mentioned earlier). I’ve been looking for under-the-table side work, and nobody ever got back to me on that. I am at least $6,000 in debt, and I would do anything to pay it off. Please, if anyone can help me out,
my PayPal is paypal.me/MKool55