I need $10,030 to get my car out of the shop and to cover the rental.
A few months ago things were turned upside down for me, I fell behind on every account that I had, severely behind. Almost a year ago I lived in GA and we had a family business and I drove Uber as well. I maintained my bills, but I had so much debt. I never made more money that I had debt, so I used my credit cards to pay for my debit which got me deeper in dept. It’s a never ending cycle. Business was super slow, we had to get rid of the shop (family business) I then did Uber full time, but some days I barely made anything. Bills were piling up and frequent calls from creditors were too! I ended up moving back to NY and worked at my old job, extremely thankful for a steady income. “Now it’s time to catch up on these past due accounts, is what I told myself” By this time accounts were beginning to close. Car was repossessed, I got it back. Car insurance lapsed, small personal loans past due. Everything went to shits!! I paid what I could, but my biweekly check wasn’t covering everything at once.
Fast forward one morning after dropping my son to school, I was in a car accident and my vehicle was damaged in the front on the left side. The estimated damages was more than what the other party’s policy paid out because they had a limit on there insurance policy. I could’ve went through my insurance, but it was active at the time of the accident. So I had no choice, but to settle for the payout with the other parties insurance. By then I was receiving letters that legal actions would be taken against me and my full balance was now due. This was a nightmare. I acted off of emotion and paid my past due accounts with the money that was sent to me for my car to be repaired. I thought it would quiet the storm for a bit, not even thinking that I have to get my car out of the shop and pay for the rental that I was driving. Now I’m in a bigger hole. I have to get the car out by 4/12 and I don’t know how I’m going to get that amount of money up in such a short period of time. I can’t get any loans because my credit is not completely restored yet. Can’t ask family and friends because they’ll just judge me and say they don’t have it. I am in desperate need for the money and I appreciate all help and I truly thank anyone who’s willing to help me.❤️