Begging Money

Financial Hardship Help

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Last Updated: March 5, 2023

Deep Dark Depression and Desperation

I.have been abandoned by my family. My only friend went into septic shock in May from dialysis.  He has still not made it home from the hospital. He was the only support system I ever had.

I have suffered from clinical.major depression my entire life. I believe it is from mental.amd emotional.abuse because my dad played me like a game piece against my mom.telling me she didn’t love me so.i would go with hom.everytime she caught him.cheating on her because he knew I was the way for him to be able to.come back home.

No one would help me. My grandmother was brutally stabbed to death when.i was 17. It didn’t hit me until.i was 19. So in 1994 I tried my best to die.  I didn’t know what was wrong and the pain was so great I knew to die was the only way take it stop. I shouldn’t be alive

I’m 48 years old now and that same battle had come back. I was put on disability at the age of 30. I never applied for it. My Dr’s told me they did because I would never be able to hold down a job.

My dad us a successful business man. My sister is the chief assistant district attorney of a county in my state, her husband is a sheriff. They won’t help me and it doesn’t make sense. My own child, the person GOD GAVE ME TO SAVE MY LIFE, won’t speak to me. I have never been given the 1st reason why. I have 2 grandchildren that I don’t know. They all get together on holidays and leave me at home alone starving while they are celebrating Christmas together. They can’t even see how this is being disobedient to GOD. None of this makes sense. No one will give me a reason so I can’t even try to make things better. But I have not done anything to them.

I decided to go through ect treatments in 2021 to try to get well. My car was stolen and I found out who did it. If the piece would have done their job I would have gotten back but people don’t take me seriously because I am emotionally unstable.  I’m not dumb. I know have gifts from GOD and I am a very sensituve and empathetic person. I love. I’m so close to GOD now.

I have been traumatized and my Dr can back my story up as well as the people in the community that I have begged to help me get my son back. I honestly can’t understand anything about this. I have sent them.letters begging them to just tell me how to live? I am losing this battle fast..I am on a very low fixed income. I have been stranded and abandoned and I feel great fear. GOD equipped me with a family to get through this battle but they turned on me 4 years ago. I don’t have enough m8ney to survive. I have every benefit I can think of.

I had to go off all my medicine to try to please my dad. I’m crying so hard right now I can’t even read this. I have reached out in every way I can for help. I was talking to always reach out for help before you thought of anything else. I can’t think of anything else. I have made myself feel like a loser a pathetic person for having to beg for money. I can’t get to my doctor. My doctor is an hour away I can’t find anyone to take me I’m tired of trying to beg people and I’m tired of feeling like I’m a bothering a burden. I can’t believe my family is done this to me knowing how sick I am and how I have been so sick all of my life. But they have me blocked they won’t reply to me I think they’re embarrassed of me I think they’re embarrassed of the things that I remember from when I was young I think they’re embarrassed that people will find out how they’ve treated me so it’s easier for them to just forget about me. I’m going to die I know I’m going to die and I don’t want to die I love my son so much I never want him to question why I didn’t love him enough to stay here and that is not even the case my son has abandoned me and he saved my life. I am in so much pain and I’m so desperate and I’m so afraid I have never been so terrified in my entire life. I’m months behind on my rent. I have temporary help with my utilities right now. I know that I could consolidate my finances somehow and have easier payments but I don’t know how to do that. I don’t even know how to make it through the day. I wake up in tears everyday and I’m telling the truth I say this before God and God is the only thing that I have is the only thing that has not left me he has been beside me and he’s the reason I’m alive. I got an emotional support dog in March I didn’t know he was going to be an 80 lb lab but he has saved my life and he has skin allergies and food allergies and I can’t even afford to feed him anymore so I use my food stamps to feed him because he’s my responsibility. There’s nothing that I’m lying about and I would not try to take advantage of anybody I would not even do this if I were not absolutely completely desperate and I don’t know how I’m going to survive. The depression in the anxiety are the worst they are so cruel I wouldn’t wish it on satan. The pain that I feel is real it’s worse than torture in the third world country is what it feels like but nobody can see it therefore nobody can treat it therefore there’s no way to get rid of it and to remain alive without my family without a support system. If anyone can help me it would mean more to me than anything in this world I want to see my grandchildren I’m wanting to know my grandchildren I know they need me God would not have given them to me if he didn’t want me to have them and I know they need me. I am going through the Battle of my life and I have humbled myself and realized that everyone needs help sometimes and there’s no way I can get by without help. I’m willing to do anything I have to do to back up my truth. I am a good person and I have such a great empathy I feel like I have the gift of discernment I don’t know but I’m not crazy but I made you feel like I don’t matter that I don’t have a purpose that I’m just a burden. I don’t have a friend I don’t have anybody but my dog. If anyone can help me God bless you so much I don’t know how I would ever repay you but I will spend my life trying. Thank you so much.

 

The screen shot is of one of the emails I sent my family months ago. I have never gotten a reply or heard a word from them. I don’t have a mother anymore.  I am not a bad person. I have really nit done anything wrong  no one understands me.

When my iwn family wont even acknowledge me, i dont know what else to do to seek help. Please pray for me.

Thank you again.IMG_20230213_065931.jpg

Filed Under: Car Repairs Tagged With: USA

Last Updated: February 20, 2023

SIGH

Sigh.

How did it come to this?

I’m stuck. I’m broke. I’m overwhelmed.

Just like Rome, my financial MISHAPS, MISSTEPS, & MISTAKES did not happen in a day. With the benefit of 20/20 hindsight, it IS clear that my actions and inactions created this most unpleasant and unfortunate situation.

They say there is nothing shameful about asking for financial aid. Yet, I can’t help but feel shame and embarrassment in doing so. HUMILIATION. CYBER BEGGING.

I am not here with paltry needs. I am in dire straits and facing genuine struggle. Lack of efficient financial planning and poor financial decisions have caused me to fall into a cycle of escalating debt. My Credit Karma scores sit at 501 TransUnion and 504 Equifax. NEEDS WORK. Once upon a time, I could boaster a score in the mid 700s. GOOD.

As desperate as I am, I can’t help but speculate on the legitimacy of this website. Is this site authentic? Credible? Ethical? Legal? Fake? Well, here goes nothing. This is my request.

Below are my two (2) most pressing debts:

My TitleMax Title Loan. I know, S.T.U.P.I.D. VERY S.T.U.P.I.D. I took this loan out on 9/2021 thinking it would be easily repayable. It seemed like an affordable solution to a ‘perceived’ need that I had at the time. However, I haven’t been able to make any progress paying it down, let alone pay it off. Consequently, I’m renewing and rolling over the loan every month. My loan term is 30 days. The finance charge cost me $804.64. And the APR is 169.29%. As of this posting, my pay-off amount is $6,068.22. As you can imagine, I have had countless sleepless nights worrying about repossession.

Sunbit (a buy now, pay later technology of local service providers and retailers). Unfortunately, my Smart Fortwo maintenance expenses do not come cheap. As of this posting, I am already in the hole $4,338.00 from previous maintenance services performed. My car is now due its 70,000-mile service and aside from any other advised service recommendations, it also will be needing new tires and brake pads.

 

A little about me:

I currently earn my income as a gig driver. As you can see, my vehicle is an integral part of my mode of operation. I realize that solely gig driving is not a sustainable way to maintain a living. Moreover, inclement weather more than often precludes me from the likelihood of making money. But, be that as it may, it is what it is until I can increase my earning capacity.

Assistance to the above debts would be immensely appreciated as it will remove much-weighted pressure and allow me to focus on overcoming the underlying cause of my debt problem… CASH FLOW.

Kindly thank you for your time and consideration.

BROKE(N)

 

cash.app/$IamSoSi

Filed Under: Car Repairs Tagged With: USA

Last Updated: February 7, 2023

I Need Help, I Am Unable to Go Forward Without Help

My name is Krysta. I am a single thirty-eight year old woman. One flaw I possess and am currently working to overcome is my inability to ask for assistance before it is too late. I suffer from mental health issues, it has caused much distress in my life. I am currently unable to afford for my medicine or therapy. The community resource I was using for years as of last year stopped giving free assistance. I have not seen a doctor since last May. It is a constant internal battle and sometimes I just want to give up. Fifteen years ago I experienced a mental break and grabbed a gun to end my life, I was twenty-three years old. I called family members, the police were called and were on the scene while I held a gun in my hand threatening self harm. An officer felt he and his fellow officers were in danger and he did what he is trained to do and according to Texas law his actions were legal. I was shot in the face and in my left hand. I was formally diagnosed with Bipolar II and severe PTSD. Due to my poor choices that day and the officer having to intervene I was charged with a serious felony. I was given probation, while I did my best and achieved many accomplishments such as going to college, obtaining an upper management position in a large pizza chain and accumulating awards for my performance, living on my own, I was officially charged with the felony after 10 years to prison. I tell you that for a better understanding of my choice of jobs. I came home and saved up for the first car I got completely on my own. I was 35 and very proud of myself. I went back to the pizza chain for employment and was a driver and manager for a store close to home. I chose this because I can be an asset in the fact that I can do everything in the store and require no training. Plus delivering pizza can be profitable with experience and a good area to deliver in. It was great for me, I worked on my credit and was able to raise it 200 plus points. I did work very hard and sometimes I worked 7 days per week because the store needed it. I am dedicated to a job. I never thought I would learn a tough lesson, that even though you are hardworking and dedicated you are still replaceable and expendable. On a Sunday I came to work a little early to help a fellow co-worker get to work. I walked in on an inappropriate scene. My 32 year old male boss was engaged in a sexual in nature ordeal with a 17 year old female. I was asked to transfer to a store further from home, considerably. Both were to remain at the store. I was punished for coming to work early. I left the company due to the fact that my morals did not align with what I witnessed and how I was given no consideration. I need to let you know that our company was bought out by another company, the main boss retired and many long time employees left. This incident happened two months after.

I do sometimes regret my decision because opposing the morals of a company doesn’t pay the bills. I have looked for a job that was able to financially support me. It is difficult to do so with a felony record, but I have plans to go back to school and get more training and education to obtain a higher paying job. I have taken to dumpster diving not only to sell items I find but to take care of basic needs food, clothing, feminine products, hygiene products, etc. I fell behind on my car note for two months after always paying on time. I racked up almost 80k miles on my Chevrolet Spark, I called it my go cart. Great car for the purpose and maintenance was affordable. I had a difficult time by the end of this last year, many things were needing to be done brakes, tires, wipers, check engine light on, ABS light came on, etc. I finally found a job that was able to pay bills and with a second job i could get myself out of debt. I made arrangements to get my car note taken care of, made a payment. I was told I was not a candidate for repossession, and not to worry. My car was repossessed on Friday at 4:30am. If I don’t have a vehicle I cannot take care of myself. I am currently seeking employment for remote positions and have two interviews. But I am scared Ill be homeless and will lose everything. I am asking for help with anything like food, and help to get my car back. I was emailed an offer to make a payment plan with them and once the $941.00 is paid I can have it back, anything will be much appreciated. I am very embarrassed this is my current state. Thank you very much for taking the time read this.

I can provide proof of the car and its current state in regards to repossession. I am unable to resize the two other picture of my account to post. I can provide if asked through another channel. I also sell on a few apps, if you would like to help that way please ask and ill give my usernames for them.

My paypal is- paypal.me/kafreeman84

 

 

Filed Under: Car Repairs Tagged With: USA

Last Updated: January 21, 2023

Help Keep Our Livelihood Going(Car Fix)

My wife and I are looking for assistance getting out car fixed. We are currently in a real tough spot with bills and rent, and our only means of getting money at the moment are delivery services(Uber, Lyft, Amazon Flex, and Spark). We are both looking for regular jobs but haven’t had any luck yet. The delivery apps have been keeping us from being completely in debt but just barely. Something is better than nothing, though, so we don’t complain about having to hustle until we find something stable. So our car is our life line right now. Bad part is, the car’s wear and tear has hastened in this time. We just had to buy better tires, get the oil changed, and fluids checked. We were told the back brakes and rotors needed to be replaced but we knew we couldn’t get that done anytime soon. We thought we would be alright for a little while. That was five weeks ago. We ended up getting bad gas a couple of weeks ago and problems have been popping up since. Check Engine light has come on, engine hesitation, and horrible gas mileage. We thought that after a few new fill-ups the bad gas would be gone and things would be better. No such luck. All the symptoms are still there, after six fill-ups, and now air is filling up in the tank. The car “farts” when we stick the pump nozzle in. From what we’ve read, that’s a EVAP problem. The other symptoms, from the bad gas, could possibly be solved by having the the Fuel Filter changed. We really need to get the car checked out by a professional for that side of things, though. The brakes have started to squeak now also.

So many problems have piled on at once and we are looking for just a little help. We are asking for funds to get just the back brakes and rotors changed and to get the car checked out for the other problems. We were told that the brakes and rotors would be $575 for parts and labor. It will cost another $135 to get her checked out. Any help would be GREATLY appreciated. Bless you and thank you.

https://paypal.me/claudeoclark?country.x=US&locale.x=en_US

Filed Under: Car Repairs Tagged With: USA

Last Updated: January 20, 2023

In Urgent Need of Transport

To whom it may concern.

I am a 25 year old male living in South Africa. At this point, I am begging for money, because I have nowhere else to go, nobody else to ask… and I feel absolutely hopeless.

I am attaching a picture of my engine that needs to be redone, a payslip and a banking statement to show that I really am broke, broke, broke:
I make about 9500 USD per YEAR (Original Payslip currency in ZAR), or about 7 or 800 USD (10500 ZAR) a month. It is obvious to any normal human being that this is almost nothing, and that it is impossible for a person to survive and thrive on this. At this moment even, I have ZERO Rand in my account.
Now, I am coming to Begging Money, because my 2004 VW Polo is in urgent need of repair and maintenance, which I have never been able to afford without sacrificing many other things.  I NEED my car to travel to work and back, but with crazy fuel price hikes, terrible inflation and having no family or friends to depend on for financial support, I have put all of the money I can into my car, with the sad part being that I have gone hungry many nights, that I have had to go without soap, without toothpaste, without heated water. If I could just afford to have my car fixed properly, my life would be so much easier, as I will be able to afford other necessities as well. I wouldn’t have to walk in the scorching 40 degree Celsius sun, I wouldn’t have to live in a home without ventilation… I wouldn’t have to wear the one pair of shoes I own every single day of my life …

I am asking for money to fix my car, so that I may afford electricity, a bed (which I also don’t have, apart from a thin blowup mattress at this point), some food and fuel for the month for a change. It will cost me about another 500 USD, so that is all that I am asking for.
I am a hard working individual who has worked every single day of my life almost since the age of 16 for tips and peanuts, and it has really left me behind. I travel to work and back every day, but here it is dangerous to walk 10 kilometers to work. The public transport system is also not functioning so well either. Even though I am a working man, my life has been horrible, having lost my parents a few years ago, having to move hundreds of miles from home for a simple job with a small income.

Bless any person who feels like helping. Thank you also, for taking the time to read this and for feeling generous enouigh to help me out.

My banking account details are attached, if somebody would like to help me out. Please also see my PayPal Payme link below:

https://paypal.me/bjornbester?country.x=ZA&locale.x=en_US

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Filed Under: Car Repairs Tagged With: Africa

Last Updated: January 7, 2023

My dream car needs a new engine!

Hi my name is Elleni,

I’m fundraising as a last result to try and salvage my car.
Unfortunately the engine blew in my 2014 Jeep Wrangler Unlimited leaving me with nothing but a car and insurance payment to keep up with.
I didn’t buy a car for the longest time, I didn’t mind getting by using my work van to go places, besides I had other obligations to take care of at the time so a car was never on my mind, that is unless it was a Jeep Wrangler, I was always telling my friends to let me know when they see a good deal. About a year later my buddy calls and tells me they just got this new Jeep in and it would be perfect for me, I go in and fall in LOVE!!

I’ve loved Jeeps since I was a little girl when I saw one topless with no doors for the first time, as a child I found it so badass! I was offered to only pay what the company bought it for soooooo the jeep came home with me that day!
Life was going good with my new dream car I loved making small upgrades to make it feel for my style! I got this old rusty front bumper that I sanded, primed and spray painted to bring it back to life, you can see it in the photo its good as new! From there I went on to change my lights, back bumper, also some cosmetics like handle inserts. That’s it I was done and pleased with all the work I put into it, thinking about putting a 3” lift and some new tires in the far far future, I was ready to roll for now!

Pandemic happened I lost my job and was doing everything and anything for money, I grew up on constructions sights with my father so I started painting peoples houses, installing wood floors, house cleaning (grew up helping my mom with her old cleaning business) and was doing DoorDash/Uber deliveries to survive and pay my bills. I’ve always had great credit, after losing my job I racked up $5,000 on my credit card and here is where the rat race begins. I went on to start my past career on my own subbing out my time for work doing what I use to for the past 10 years that I had my job, I was 17 when I started there, losing that financial stability was very difficult but they say you have to reach rock bottom sometimes to see your come up. Since then I’ve done nothing but work on myself and my mindset, taught myself about credit, financial literacy, life. I’m dedicated to not be in that kind of situation again

Paypal: paypal.me/ElleniM

Back to the jeep, after losing my job while still being in this rat race my lovely Jeep gets hurt in a ice storm. I was leaving my home that morning and started driving down the hill to the main road, not realizing all the streets were ICE I tried to break and slow down and was just picking up speed as I was going down, I started slamming on the horn beeping so people knew I was coming, I saw the ditch on the other side of the street where I knew I was going to wind up if something didn’t happen, I’m finally at the bottom and pass the crossing street (thankfully there were no cars passing by) I begin to turn the wheel to the left and I was finally at a holt when first my front passenger slams into the curb followed immediately after by the back passenger side slamming into the curb, phewww we made it, I didn’t hit anyone and my car luckily turned in-time to not go up and over the curb, after my steering wheel was no longer straight, it was actually turned to the left now to go straight and it felt funny. I didn’t even go to work, drove home having half my car on the grass and the other half on the street, it was the only way to get anywhere. Needless to say I needed to get all new tires, tire rods, and some other stuff that broke during the accident, I was able to get a “Snap Credit” that paid for my $4,500 worth of damages and allowed me to pay $250 a week until it was paid off.

6 months later my Jeep starts smoking and I pull over to check my engine coolant, oil, and for any leaks, there was a puddle of liquid under the car so I had it towed, and waited for a diagnosis. When I picked up the phone call and they started explaining the situation I got visible chills all over my body (to the point my partner saw and asked if everything was okay) I didn’t expect to need a whole new motor. That day I got it towed to my house and asked some mechanic buddies if they can come take a look, they said it didn’t look good so I got it towed to my trusted mechanic where it was confirmed it needed a new engine, got a quote of $7,500 installed and out the door. The years for my warranty were still good but starting my own business and using my own vehicle I definitely put on a lot of miles so I was over on the miles aspect of my warranty so its no longer active. Thought about selling but I still owe 16k on it and I’d still need a new vehicle.

My hope is that people will read this and just want to help out, maybe others have been in this sticky situations before and now have the means to help,
it’s a little uncomfortable to ask people for help but that’s what a community does and I know there are people out there that are willing so I thank you all in advance! With the knowledge I’ve learned about financial literacy and the struggle of life I would love to hep others not get in these kind of situations and if there are any mentors on here I would gladly listen to any knowledge you have.

Much Love,

Elleni

Thanks so much for reading my story.

Paypal: paypal.me/ElleniM

IMG_4604.jpgFirst Time Getting Towed

IMG_3473.jpgSecond Time Getting Towed

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Steering Wheel Turned Left While Going Straight

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Wheels That Slammed into Curb

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Me Loving Life in my Jeep

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Doing Work Plus Better View of the Bumper

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Cool Photo Of My Jeep Posing With Another

Paypal: paypal.me/ElleniM

Filed Under: Car Repairs Tagged With: USA

Last Updated: January 4, 2023

Need to fix my truck apas

Hey everyone , I just took my truck to get check cause the engine light came on , and received some really bad news .. needs some work to get done .. unfortunately I do not have the funds to fix it .. but it is my only way to and from work as I live on the outskirts of my town.. it’s a 40 min  drive to and from work every day .. and I only have the one vehicle.. unfortunately I did just spend a bunch of money on my dog who required eye surgery ..and still needs to go for another one ..so I am short on funds would need about $7000 to get the truck fully fix ..any help would be much appreciated! Thank you for taking the time to read and hopefully help out a bit

PayPal.Me/smileyface188

Filed Under: Car Repairs Tagged With: Canada

Last Updated: December 12, 2022

CAR FINANCING TROUBLES

 

Hello, my name is Liz Apisaloma and I am 28 years of age. I would like to firstly say thank you for taking the time to read about my struggles. I am a Stay At Home Mum to my only daughter of 15 months named Agnes. My partner works 40-50 hours a week to keep us afloat, but unfortunately when unplanned and unprepared we weren’t aware of the consequences and the lack of knowledge and preparations towards owning a car.

We work for a lovely family in the farm and they have provided us with a house that comes with the job and bought us a car as we were just starting work and could not afford a proper car as we were burrowing a friend’s car until we had worked enough and saved up enough to buy a new and reliable car.

This had all happened when I found out I was pregnant therefore made it impossible for us to save as I was in and out of work because I was really sick during my pregnancy. We live in a rural area so an SUV was suitable and safe for a child, my boss had kindly offered to buy us a car with their choice and for us not to worry. It was the most generous thing anyone has ever done for us so we were quite stoked and very blessed at that moment. They ended up purchasing a Mercedes SUV which was unreal as I’ve never driven or owned anything that expensive. We kindly tried to decline but they had already bought it off Trade Me. My heart was full and I was in awe as to how these strangers can treat us better than our own families and friends. With all that being said the car was okay to drive until a year later we started experiencing more and more problems with the car. We started having bills on top of bills and knowing very well how expensive they’re going to be.

Unfortunately as much as we want to ask our boss but we feel like we’re pushing our LUCK. They have done tremendously a lot for us.

We are currently paying off some of the previous jobs done on the car a few months ago which cost $2,000+ luckily the mechanic understood our situation as they have other regular customers using this payment plan of a minimum of $100 per week till debt is paid off.

Alas it still didn’t solve the ongoing problem with the engine, the work they’ve done the past few months didn’t solve what was wrong as the car was still having problems with power and accelerating up a hill. We live in a rural are so we’re faced with hills everytime we’re on the road. I had taken it in last week Monday only for them to finally find the problem which was the Turbo, as seen on the photo I have attached. To my surprise I never realized how much money it would cost but I knew one thing for sure that we’re just about reach pass our pockets to grab nothing but soil as we literally have nothing.

The cost for a Turbo part and an Alternator came around $5,000+ and the mechanic had asked for half the amount deposited in order to get the job rolling. We are stuck in mud now since we cannot get an approved loan because we both have bad credit and pastering families and friends are out of the options as we moved away from the toxicness of the city. Yet here we are feeling barricaded that we don’t know where else to turn to.

I am even ashamed to be writing this post because everyone knows me knows that I have never asked for handouts and I was always willing to give whenever I know I can give. Words could not express the gratitude I have for your kindness.

Therefore I kindly ask for your help please, one day when I’m working again I’ll be sure to return the favor to someone else who is in my shoes today.

Kindly click this link that will refer you to my PayPal. Please feel free contact me on my email or Instagram on my PayPal profile if you just want to confirm anything or say hello.👋

Paypal link: https://www.paypal.me/lizapisaloma

Thank you kindly.

Liz

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Filed Under: Car Repairs Tagged With: Australia

Last Updated: December 10, 2022

Drowning In Debt

Thank you for taking the time to read this. This is slightly difficult for me as I’m not one to ask for help but at this point I am desperate and don’t know what else to do.. I am currently drowning in debt from loans and credit cards. I have about $17,000 in debt. Some of which was used on repairs for my car and my wife’s car, as well as needing extra money for day to day expenses. A few months ago my wife’s cars engine failed so we were down to one car. Now this past week my car is in need of expensive repairs again including potentially needing a new engine. We can’t afford a new car and due to all of the debt we can’t afford the repairs or a new car payment. And I can’t sell the car as I had to take a secured loan using the car as collateral. My wife stays at home and it’s difficult for her to work or we would have to pay for childcare for our toddler and have no friends or family members near us who could provide childcare. I have been ubering to work or renting a car and that is also starting to add up every week. After all of the payments every month, a good portion of my checks are gone and it’s almost to the point where I will need to apply for another loan or credit card to stay on our feet, while adding to the significant debt.

I am asking for someone to show us kindness in our time of need and will absolutely pay it forward to the next person in need.

 

Thank you for your time and God bless.

paypal.me/petunia552

Filed Under: Car Repairs Tagged With: USA

Last Updated: December 2, 2022

Without a vehicle

I am a blessed man. Even if no one donates, I will only be more blessed. I am reaching out because I have learned that pride sometimes has to take fall in order to see the one thing that matters most to me, and that’s my loved ones safe, healthy, and happy. I know there are so many more with larger problems than mine, and in worse cases than I am in. I have been blessed to be able to work a job, that provides just enough. And up until a few months ago, it was even more than enough. However, life has thrown me several very large curveballs that have really made my life’s financial trouble seem insurmountable. I am not someone who seeks handouts every chance I can. I have worked extremely hard for everything I have and will continue to do so. I just can’t seem to find the traction I need to get everything going. I constantly look for side work on top of my 40+ hours a week to try and help out. But with the income I have, it’s just not enough to keep my little slice of the dream I have worked so hard for, together. Last year I lost my mom, and the responsibility of trying to help out my 5 siblings fell to me. 3 are adults and have children of their own. 2 are living with my moms ex-husband, their father, but I don’t get the chance to see them, or spend much time with them. My mom came down with stage 4 small cell lung cancer, and developed a tumor on her spine which left her paralyzed from the chest down. She needed 24-7 round the clock care for her 6 month battle with Cancer. Which she lost the day before my birthday February 9th. A few months later, I took a vacation to fulfill my Mom’s request to spread her ashes in the badlands of South Dakota, where our vehicle took a major hit when driving through the badlands. A tire blew out, and two more were showing wires as well. over 1200 miles from home, I had to take out a credit card to pay $1500.00 for new tires, just so we could make it back home.  Once home, (back in Kansas, in July) our central air went out in our house. I had to take out another loan of $7,000.00 to get a new central air unit. Just when all things seemed to be fine, Our vehicle that I just put new tires on. A 2013 GMC Terrain had a catastrophic engine failure and the motor blew. A rod went right through the side of the engine block. When we purchased the vehicle I bought a 3 year 30,000 mile extended warranty. The car was purchased 2 years prior, but the 30,000 miles had lapsed by 7,000 miles. In finding out that the warranty was lapsed, the shop ended up doing work to prepare for an adjuster. And now I owe the shop $580.00 just to get my vehicle back without having anything fixed. So now even with a full time job, I am still paying my monthly payments for a car I can’t drive, that was purchased with a car fax, with extended warranty, and all I want is to have my vehicle back and running. The estimated bill was $11,000.00 for a new engine block and labor to repair. As you can tell I am in a very tight situation and looking like I won’t be able to fix it anytime soon. I understand if you don’t want to donate to me. But my wife and son and siblings, don’t deserve to suffer because of my inability to overcome financial hardships. I am an honest hard working man, who just doesn’t see the solution no matter how much I think on it, pray on it, or work for it. Please help me. 2013 TERRAIN TIRES.jpg

 

https://paypal.me/simpleman8979?country.x=US&locale.x=en_US

Filed Under: Car Repairs Tagged With: USA

Last Updated: December 2, 2022

Need to buy a car to get to work

I am a 20 something who just spent a large amount of savings to move from Minnesota to Washington State. I had to quit my job and move all of my belongings across the country, which I quickly learned is no cheep task. Included in all of my belongings was my 2010 Chevrolet Equinox. A car I was planning to drive as long as possible until I needed to upgrade. Unfortunately after only one month in Washington, my not so trusty vehicle dramatically died on the side of the road with no chance of revival. The options are to replace the engine for $6000-$10000, or to say goodbye and find myself a vehicle worth driving for a long time. Finding a reliable vehicle with low miles for a good price is proving to be a challenge, and I have minimal funds to work with as is. I have accepted a new full time job that I am very much looking forward to starting in the new year, but have minimal income options in the meantime. I have always disliked asking for financial assistance from those in my life because I know I am not the only one with a tight financial situation. I would not ask if I was not in great need, and any amount big or small would be a great help.

https://www.paypal.me/kirstentaylor13

Filed Under: Car Repairs Tagged With: USA

Last Updated: November 27, 2022

Need New Car

Hello. I am a mother to four and a grandmother to three. The past few years have been hard, but we have managed to push through. I have a part time job and provide rides for my youngest two children to and from school, to and from after school activities, as well as to and from work. Their father works a second shift job so isn’t able to help out in the afternoon and evening hours. At the beginning of November, when getting ready to leave work to pick up the kids from school, my car decided it didn’t want to start. After several phone calls and texts I was finally able to get a ride home for my girls and myself. This car was purchased a year ago after my previous vehicle of 13 years had a head gasket break. This car was a 2006 and had over 200,000 miles, but managed to get us from point a to b as needed. After paying nearly $100 to have the vehicle towed, it was discovered the timing belt had broke and due to the kind of motor, the damage is severe. It will cost more than the car is worth to try to replace the motor, and I just don’t have the money for that. I also can’t afford another vehicle, especially with the prices being so outrageous at this time. We live literally paycheck to paycheck. My husband works hard to support us but it’s hard to get the bare necessities much less to afford another vehicle. He has been driving a jeep which has started dying in the middle of the road and has at least one almost completely flat tire daily. Sadly, this jeep also has what is referred to as the death wobble and you never know when it’s going to start acting up. We can’t drive this vehicle out of town, and it’s so dangerous for our girls to ride in daily. He is scared for me to drive it because I’m not used to its quirks so he has been taking the girls to school. He sleeps less than 5 hours just to get up and take them to school and me to work. We have been taking it day by day on finding rides home because he is at work when work and school are over. We live in a small town so don’t have the luxuries of ubers or grocery delivery. I don’t have ways to get to the stores as needed or the pharmacy to pick up our medications. I have no family to help me because my parents are deceased. I’m struggling with trying to figure out how I’m going to be able to give my kids and grandkids a Christmas this year because I can’t even get the basics unless I order from Amazon. I’m supposed to start keeping my grandkids on my days off next month, but I’m not sure how I will manage to do so if I’m having to try to find other people to depend on to make sure I have the things here needed for them. I’m feeling helpless, and hopeless. I hate asking for help, but I just don’t know what else to do. I need to find reliable and safe transportation for myself, my kids, and my grandkids. Thank-you for anything you can do to help.

My PayPal is @cgh778

 

Filed Under: Car Repairs Tagged With: USA

Last Updated: October 28, 2022

Living With PTSD

Hello everyone, I come before you today to humbly request some help… my car is totaled due to me living with trauma. Allow me to explain. I have clinical depression, anxiety, and PTSD related to past instances of emotional, physical, and sexual abuse as well as some trauma regarding past medical procedures. Living with PTSD, to say the least, sucks. I have nightmares almost every night, dissociate occasionally, have constant flashbacks, and have several triggers that can send me into an anxiety episode. I avoid going to the doctor at all cost because of my medical trauma alone. Recently, I was sexually assaulted again for the first time in 4 years. I thought I’d never go through this again but here I am. I tried to power through, kept pushing myself to go to work and focus on my work. I am a home health speech therapist and I love the children I work with very much. They are often a good distraction from my struggles. I rely on my car for work to get me to each patient. For the past 2 months now, those few minutes of driving between patients have been time for me to cry alone. One day, I was driving and crying and… that caused me not to see a stop sign. A man hit my back right tire area and spun my car a full 180°. All of my airbags went off and for a whole minute, I was too shocked to move. I loved this car. I needed this car. And because I can’t get my trauma out of my head lately, it is totalled. Before you ask, the other people were fine. Their car was bigger than mine and looked barely scathed. I got a cut on my arm and some minor whiplash which I’m still having my chiropractor fix. The other driver was not injured. But my car had been fully paid off and now, I will have to get another car and have a loan to pay off. All while I’m also having to pay a psychiatrist out of pocket (don’t have medical as of right now) to help me work through my personal stuff. I am hoping to collect about $5,000 at the most. $1,000 would go towards my psychiatry and/or chiropractic treatment and the rest would be for my car fund. Thank you so much for taking the time to read this and consider helping me. And if you can’t help, it would be much appreciated if you would forward the link to someone else to spread the word. God bless you all.

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Filed Under: Car Repairs Tagged With: USA

Last Updated: October 26, 2022

2022 and The Fiasco That Came With It

I am a single mother of three adult children, and grandmother of two. I have been out of work for a little over 2 years now, because of PTSD and all the mental health issues that accompany it. I am now on a very limited fixed income through disability, and recently one of my daughters and her son have moved back in with me with no income of their own. I am usually the helper, not the helpee. I have always been extremely independent, so asking for help is very hard for me. When I went on disability, I had a very lucrative job, and had managed a substantial savings, but that is gone now. Also, when I went on disability, I had to relocate to another state, because I thought being closer to family would be better, but it had been 20+ years since being “home”. After being gone for that long, I knew no one, and made new friends. I have learned the hard way now not all people are good. Most of my savings went to helping others in need to later find I was being scammed.

In January 2022, I opened my home up to a woman in need. I thought she was in the same situation I was in. I knew what it was like to struggle on my own, and I was happy to help someone maybe not have as hard of a time getting on her feet as I had in the past. This other person prayed on my kindness and made out like a bandit. She was gone by the end of May, and most of my stuff was too. She took money, clothes, jewelry, electronics, appliances; she took whatever she could or whatever she wanted, and in the end there was nothing I could do about it, because, ultimately, I opened my door to her and allowed it. As incredibly painful, humiliating, and enraging the situation was, I knew it was my fault for trusting and giving. I had no one to blame but myself, so I sucked it up and kept going. I replaced what I needed to, got over the rest, and put it behind me.

A few months later, in July, I was taking another friend out of state to start a new job. About 120 miles from home, my ac in my car started to blow hot air. I am in the south. That can not happen. With the heat index, it was over 100 degrees outside, and simply rolling the windows down would not do it. I managed to get back home, but my car was done. My air compressor locked up, so it couldn’t cool the car, but, also, my main belt for my car runs through the compressor’s pulley system. This means, when I turned my car off, it eventually just wouldn’t start anymore. I knew the repair would be expensive, but this is the only vehicle I have, and my daughter, 3-year-old grandson, and I are all dependent on it.

I scheduled the repair with the dealership and figured out how to get it there. I had done my research and known the repair was going to cost me around $2000. I had $2700 left in savings. This situation was certainly not ideal, but it was doable. The following day, the dealership called me and told me that my motor was locked up and sent me an estimate for $43, 608.64. Y’all, I about died! I can buy 2 or more brand new cars for that! I told the service writer there was no way that could be a correct cost to repair my engine, but, also, I seriously doubted my engine needed a replacement. I explained the main belt and compressor situation, had a friend go to the dealership and show them how to start my car, and they reassessed it and sent me a new estimate for $1,901.82. Much better! I approved the request, and the car was going to be repaired within a week. A week with a small child and no car for an entire family is rough, but manageable. I was grateful I had the funds to cover the repair, even if it was going to take most of the savings I had left.

That evening, I was explaining my situation to another “friend”, simply over conversation. He told me he could fix it for much cheaper than the dealership. At first I told him no, that I didn’t want to bother him with the repair, but he convinced me to let him do it to help me save some money. The next day, I called and canceled the repair. He went and picked up my car with a trailer, and he took it to his shop for the repair. He told me it would probably cost me about $600-700 for everything and he would only have it 3-5 days, depending on parts.

After a few days, I contacted him about getting an update on a timeframe. He told me the parts had just arrived at his shop, so about two days he’d have it back to me. Five days passed. I called him again, he apologized, said something had come up, he had to go out of town, and told me to get a rental for a few days, and he would reimburse me for it. I did not do that right away, but I did eventually get one. Almost three weeks had passed, and I called him again. I couldn’t get him on the phone, text messages, Facebook Messenger, not even going to his house. He would respond with very vague replies in the middle of the night of “just a few more days”, “sorry, I am going to cover you though”, or “Monday”, if there were any responses at all. This man did not borrow a movie or a couple of bucks without returning it. He had my car!

Sixty–three days later…. Yes, you read that correctly…. I finally got my car back. All of my savings are gone from having to get a rental car, and my daughter having to have her wisdom teeth removed. My car still has no AC. Somehow the compressor is bypassed, so it runs, but it sounds horrible. It was returned to me in the middle of the night and left in my driveway, the tires were all low, all my warning lights are lit on my dashboard because it needs to be reset with a computer, my gaslight was on and it was blinking “zero miles until empty”, and my car is filthy inside and out. If I would have approached him about doing me a favor, these things would still have been unacceptable, but he convinced me to let him “help”.
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Now, my savings are completely gone, my fixed income barely pays the bills for 3, and I still have the $1901.82 repair, I need new tires, and I also need 2022 behind me, and my faith in humanity restored. I am not accustomed to asking for help. I am not even very good at accepting unsolicited help (case in point above), but I don’t know what else to do. I make an attempt at supplementing my income selling crafts I make, but my crafts do not bring in that much. I, as well as my family, will be so thankful for even the smallest of donations. Every little bit can get us closer to the total. Even if you can’t donate, but you come across my story, and have been in a similar situation, I hope it makes you feel better. You are not the only one that has fallen prey to these types of people. I know after my first incident at the beginning of the year; I was feeling pretty low and beating myself up for falling for her scam, but two in one year! Thank you for taking the time to read my story, and please, heed some caution when helping (practically) stranger.

PayPal.me/Lele718

Filed Under: Car Repairs Tagged With: USA

Last Updated: October 14, 2022

Car repair

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Hey y’all. I am new to this so I’m not sure what all to write.I don’t want to post a whole sob story so here’s what’s going on.

 I am basically living paycheck to paycheck due to inflation and income. I have a 2002 Mazda protege that has been very reliable until recently. I need a new transmission which is worth more than the car, but I can’t afford a new one right now. It’s going to be $1800. Any help would be greatly appreciated as I am walking to work until I can get it fixed and I’m not sure how long that will be. Thank you for your generosity!! My PayPal link is below:

https://www.paypal.me/LanleyS

my cash app is:

https://cash.app/$LanleyScroggins

Filed Under: Car Repairs Tagged With: USA

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