My name is Krysta. I am a single thirty-eight year old woman. One flaw I possess and am currently working to overcome is my inability to ask for assistance before it is too late. I suffer from mental health issues, it has caused much distress in my life. I am currently unable to afford for my medicine or therapy. The community resource I was using for years as of last year stopped giving free assistance. I have not seen a doctor since last May. It is a constant internal battle and sometimes I just want to give up. Fifteen years ago I experienced a mental break and grabbed a gun to end my life, I was twenty-three years old. I called family members, the police were called and were on the scene while I held a gun in my hand threatening self harm. An officer felt he and his fellow officers were in danger and he did what he is trained to do and according to Texas law his actions were legal. I was shot in the face and in my left hand. I was formally diagnosed with Bipolar II and severe PTSD. Due to my poor choices that day and the officer having to intervene I was charged with a serious felony. I was given probation, while I did my best and achieved many accomplishments such as going to college, obtaining an upper management position in a large pizza chain and accumulating awards for my performance, living on my own, I was officially charged with the felony after 10 years to prison. I tell you that for a better understanding of my choice of jobs. I came home and saved up for the first car I got completely on my own. I was 35 and very proud of myself. I went back to the pizza chain for employment and was a driver and manager for a store close to home. I chose this because I can be an asset in the fact that I can do everything in the store and require no training. Plus delivering pizza can be profitable with experience and a good area to deliver in. It was great for me, I worked on my credit and was able to raise it 200 plus points. I did work very hard and sometimes I worked 7 days per week because the store needed it. I am dedicated to a job. I never thought I would learn a tough lesson, that even though you are hardworking and dedicated you are still replaceable and expendable. On a Sunday I came to work a little early to help a fellow co-worker get to work. I walked in on an inappropriate scene. My 32 year old male boss was engaged in a sexual in nature ordeal with a 17 year old female. I was asked to transfer to a store further from home, considerably. Both were to remain at the store. I was punished for coming to work early. I left the company due to the fact that my morals did not align with what I witnessed and how I was given no consideration. I need to let you know that our company was bought out by another company, the main boss retired and many long time employees left. This incident happened two months after.

I do sometimes regret my decision because opposing the morals of a company doesn’t pay the bills. I have looked for a job that was able to financially support me. It is difficult to do so with a felony record, but I have plans to go back to school and get more training and education to obtain a higher paying job. I have taken to dumpster diving not only to sell items I find but to take care of basic needs food, clothing, feminine products, hygiene products, etc. I fell behind on my car note for two months after always paying on time. I racked up almost 80k miles on my Chevrolet Spark, I called it my go cart. Great car for the purpose and maintenance was affordable. I had a difficult time by the end of this last year, many things were needing to be done brakes, tires, wipers, check engine light on, ABS light came on, etc. I finally found a job that was able to pay bills and with a second job i could get myself out of debt. I made arrangements to get my car note taken care of, made a payment. I was told I was not a candidate for repossession, and not to worry. My car was repossessed on Friday at 4:30am. If I don’t have a vehicle I cannot take care of myself. I am currently seeking employment for remote positions and have two interviews. But I am scared Ill be homeless and will lose everything. I am asking for help with anything like food, and help to get my car back. I was emailed an offer to make a payment plan with them and once the $941.00 is paid I can have it back, anything will be much appreciated. I am very embarrassed this is my current state. Thank you very much for taking the time read this.

I can provide proof of the car and its current state in regards to repossession. I am unable to resize the two other picture of my account to post. I can provide if asked through another channel. I also sell on a few apps, if you would like to help that way please ask and ill give my usernames for them.

My paypal is- paypal.me/kafreeman84

 

 

Hi my name is Elleni,

I’m fundraising as a last result to try and salvage my car.
Unfortunately the engine blew in my 2014 Jeep Wrangler Unlimited leaving me with nothing but a car and insurance payment to keep up with.
I didn’t buy a car for the longest time, I didn’t mind getting by using my work van to go places, besides I had other obligations to take care of at the time so a car was never on my mind, that is unless it was a Jeep Wrangler, I was always telling my friends to let me know when they see a good deal. About a year later my buddy calls and tells me they just got this new Jeep in and it would be perfect for me, I go in and fall in LOVE!!

I’ve loved Jeeps since I was a little girl when I saw one topless with no doors for the first time, as a child I found it so badass! I was offered to only pay what the company bought it for soooooo the jeep came home with me that day!
Life was going good with my new dream car I loved making small upgrades to make it feel for my style! I got this old rusty front bumper that I sanded, primed and spray painted to bring it back to life, you can see it in the photo its good as new! From there I went on to change my lights, back bumper, also some cosmetics like handle inserts. That’s it I was done and pleased with all the work I put into it, thinking about putting a 3” lift and some new tires in the far far future, I was ready to roll for now!

Pandemic happened I lost my job and was doing everything and anything for money, I grew up on constructions sights with my father so I started painting peoples houses, installing wood floors, house cleaning (grew up helping my mom with her old cleaning business) and was doing DoorDash/Uber deliveries to survive and pay my bills. I’ve always had great credit, after losing my job I racked up $5,000 on my credit card and here is where the rat race begins. I went on to start my past career on my own subbing out my time for work doing what I use to for the past 10 years that I had my job, I was 17 when I started there, losing that financial stability was very difficult but they say you have to reach rock bottom sometimes to see your come up. Since then I’ve done nothing but work on myself and my mindset, taught myself about credit, financial literacy, life. I’m dedicated to not be in that kind of situation again

Paypal: paypal.me/ElleniM

Back to the jeep, after losing my job while still being in this rat race my lovely Jeep gets hurt in a ice storm. I was leaving my home that morning and started driving down the hill to the main road, not realizing all the streets were ICE I tried to break and slow down and was just picking up speed as I was going down, I started slamming on the horn beeping so people knew I was coming, I saw the ditch on the other side of the street where I knew I was going to wind up if something didn’t happen, I’m finally at the bottom and pass the crossing street (thankfully there were no cars passing by) I begin to turn the wheel to the left and I was finally at a holt when first my front passenger slams into the curb followed immediately after by the back passenger side slamming into the curb, phewww we made it, I didn’t hit anyone and my car luckily turned in-time to not go up and over the curb, after my steering wheel was no longer straight, it was actually turned to the left now to go straight and it felt funny. I didn’t even go to work, drove home having half my car on the grass and the other half on the street, it was the only way to get anywhere. Needless to say I needed to get all new tires, tire rods, and some other stuff that broke during the accident, I was able to get a “Snap Credit” that paid for my $4,500 worth of damages and allowed me to pay $250 a week until it was paid off.

6 months later my Jeep starts smoking and I pull over to check my engine coolant, oil, and for any leaks, there was a puddle of liquid under the car so I had it towed, and waited for a diagnosis. When I picked up the phone call and they started explaining the situation I got visible chills all over my body (to the point my partner saw and asked if everything was okay) I didn’t expect to need a whole new motor. That day I got it towed to my house and asked some mechanic buddies if they can come take a look, they said it didn’t look good so I got it towed to my trusted mechanic where it was confirmed it needed a new engine, got a quote of $7,500 installed and out the door. The years for my warranty were still good but starting my own business and using my own vehicle I definitely put on a lot of miles so I was over on the miles aspect of my warranty so its no longer active. Thought about selling but I still owe 16k on it and I’d still need a new vehicle.

My hope is that people will read this and just want to help out, maybe others have been in this sticky situations before and now have the means to help,
it’s a little uncomfortable to ask people for help but that’s what a community does and I know there are people out there that are willing so I thank you all in advance! With the knowledge I’ve learned about financial literacy and the struggle of life I would love to hep others not get in these kind of situations and if there are any mentors on here I would gladly listen to any knowledge you have.

Much Love,

Elleni

Thanks so much for reading my story.

Paypal: paypal.me/ElleniM

First Time Getting Towed

Second Time Getting Towed

Steering Wheel Turned Left While Going Straight

Wheels That Slammed into Curb

Me Loving Life in my Jeep

Doing Work Plus Better View of the Bumper

Cool Photo Of My Jeep Posing With Another

Paypal: paypal.me/ElleniM

Thank you for taking the time to read this. This is slightly difficult for me as I’m not one to ask for help but at this point I am desperate and don’t know what else to do.. I am currently drowning in debt from loans and credit cards. I have about $17,000 in debt. Some of which was used on repairs for my car and my wife’s car, as well as needing extra money for day to day expenses. A few months ago my wife’s cars engine failed so we were down to one car. Now this past week my car is in need of expensive repairs again including potentially needing a new engine. We can’t afford a new car and due to all of the debt we can’t afford the repairs or a new car payment. And I can’t sell the car as I had to take a secured loan using the car as collateral. My wife stays at home and it’s difficult for her to work or we would have to pay for childcare for our toddler and have no friends or family members near us who could provide childcare. I have been ubering to work or renting a car and that is also starting to add up every week. After all of the payments every month, a good portion of my checks are gone and it’s almost to the point where I will need to apply for another loan or credit card to stay on our feet, while adding to the significant debt.

I am asking for someone to show us kindness in our time of need and will absolutely pay it forward to the next person in need.

 

Thank you for your time and God bless.

I am a 20 something who just spent a large amount of savings to move from Minnesota to Washington State. I had to quit my job and move all of my belongings across the country, which I quickly learned is no cheep task. Included in all of my belongings was my 2010 Chevrolet Equinox. A car I was planning to drive as long as possible until I needed to upgrade. Unfortunately after only one month in Washington, my not so trusty vehicle dramatically died on the side of the road with no chance of revival. The options are to replace the engine for $6000-$10000, or to say goodbye and find myself a vehicle worth driving for a long time. Finding a reliable vehicle with low miles for a good price is proving to be a challenge, and I have minimal funds to work with as is. I have accepted a new full time job that I am very much looking forward to starting in the new year, but have minimal income options in the meantime. I have always disliked asking for financial assistance from those in my life because I know I am not the only one with a tight financial situation. I would not ask if I was not in great need, and any amount big or small would be a great help.

https://www.paypal.me/kirstentaylor13

Hello everyone, I come before you today to humbly request some help… my car is totaled due to me living with trauma. Allow me to explain. I have clinical depression, anxiety, and PTSD related to past instances of emotional, physical, and sexual abuse as well as some trauma regarding past medical procedures. Living with PTSD, to say the least, sucks. I have nightmares almost every night, dissociate occasionally, have constant flashbacks, and have several triggers that can send me into an anxiety episode. I avoid going to the doctor at all cost because of my medical trauma alone. Recently, I was sexually assaulted again for the first time in 4 years. I thought I’d never go through this again but here I am. I tried to power through, kept pushing myself to go to work and focus on my work. I am a home health speech therapist and I love the children I work with very much. They are often a good distraction from my struggles. I rely on my car for work to get me to each patient. For the past 2 months now, those few minutes of driving between patients have been time for me to cry alone. One day, I was driving and crying and… that caused me not to see a stop sign. A man hit my back right tire area and spun my car a full 180°. All of my airbags went off and for a whole minute, I was too shocked to move. I loved this car. I needed this car. And because I can’t get my trauma out of my head lately, it is totalled. Before you ask, the other people were fine. Their car was bigger than mine and looked barely scathed. I got a cut on my arm and some minor whiplash which I’m still having my chiropractor fix. The other driver was not injured. But my car had been fully paid off and now, I will have to get another car and have a loan to pay off. All while I’m also having to pay a psychiatrist out of pocket (don’t have medical as of right now) to help me work through my personal stuff. I am hoping to collect about $5,000 at the most. $1,000 would go towards my psychiatry and/or chiropractic treatment and the rest would be for my car fund. Thank you so much for taking the time to read this and consider helping me. And if you can’t help, it would be much appreciated if you would forward the link to someone else to spread the word. God bless you all.

I am a single mother of three adult children, and grandmother of two. I have been out of work for a little over 2 years now, because of PTSD and all the mental health issues that accompany it. I am now on a very limited fixed income through disability, and recently one of my daughters and her son have moved back in with me with no income of their own. I am usually the helper, not the helpee. I have always been extremely independent, so asking for help is very hard for me. When I went on disability, I had a very lucrative job, and had managed a substantial savings, but that is gone now. Also, when I went on disability, I had to relocate to another state, because I thought being closer to family would be better, but it had been 20+ years since being “home”. After being gone for that long, I knew no one, and made new friends. I have learned the hard way now not all people are good. Most of my savings went to helping others in need to later find I was being scammed.

In January 2022, I opened my home up to a woman in need. I thought she was in the same situation I was in. I knew what it was like to struggle on my own, and I was happy to help someone maybe not have as hard of a time getting on her feet as I had in the past. This other person prayed on my kindness and made out like a bandit. She was gone by the end of May, and most of my stuff was too. She took money, clothes, jewelry, electronics, appliances; she took whatever she could or whatever she wanted, and in the end there was nothing I could do about it, because, ultimately, I opened my door to her and allowed it. As incredibly painful, humiliating, and enraging the situation was, I knew it was my fault for trusting and giving. I had no one to blame but myself, so I sucked it up and kept going. I replaced what I needed to, got over the rest, and put it behind me.

A few months later, in July, I was taking another friend out of state to start a new job. About 120 miles from home, my ac in my car started to blow hot air. I am in the south. That can not happen. With the heat index, it was over 100 degrees outside, and simply rolling the windows down would not do it. I managed to get back home, but my car was done. My air compressor locked up, so it couldn’t cool the car, but, also, my main belt for my car runs through the compressor’s pulley system. This means, when I turned my car off, it eventually just wouldn’t start anymore. I knew the repair would be expensive, but this is the only vehicle I have, and my daughter, 3-year-old grandson, and I are all dependent on it.

I scheduled the repair with the dealership and figured out how to get it there. I had done my research and known the repair was going to cost me around $2000. I had $2700 left in savings. This situation was certainly not ideal, but it was doable. The following day, the dealership called me and told me that my motor was locked up and sent me an estimate for $43, 608.64. Y’all, I about died! I can buy 2 or more brand new cars for that! I told the service writer there was no way that could be a correct cost to repair my engine, but, also, I seriously doubted my engine needed a replacement. I explained the main belt and compressor situation, had a friend go to the dealership and show them how to start my car, and they reassessed it and sent me a new estimate for $1,901.82. Much better! I approved the request, and the car was going to be repaired within a week. A week with a small child and no car for an entire family is rough, but manageable. I was grateful I had the funds to cover the repair, even if it was going to take most of the savings I had left.

That evening, I was explaining my situation to another “friend”, simply over conversation. He told me he could fix it for much cheaper than the dealership. At first I told him no, that I didn’t want to bother him with the repair, but he convinced me to let him do it to help me save some money. The next day, I called and canceled the repair. He went and picked up my car with a trailer, and he took it to his shop for the repair. He told me it would probably cost me about $600-700 for everything and he would only have it 3-5 days, depending on parts.

After a few days, I contacted him about getting an update on a timeframe. He told me the parts had just arrived at his shop, so about two days he’d have it back to me. Five days passed. I called him again, he apologized, said something had come up, he had to go out of town, and told me to get a rental for a few days, and he would reimburse me for it. I did not do that right away, but I did eventually get one. Almost three weeks had passed, and I called him again. I couldn’t get him on the phone, text messages, Facebook Messenger, not even going to his house. He would respond with very vague replies in the middle of the night of “just a few more days”, “sorry, I am going to cover you though”, or “Monday”, if there were any responses at all. This man did not borrow a movie or a couple of bucks without returning it. He had my car!

Sixty–three days later…. Yes, you read that correctly…. I finally got my car back. All of my savings are gone from having to get a rental car, and my daughter having to have her wisdom teeth removed. My car still has no AC. Somehow the compressor is bypassed, so it runs, but it sounds horrible. It was returned to me in the middle of the night and left in my driveway, the tires were all low, all my warning lights are lit on my dashboard because it needs to be reset with a computer, my gaslight was on and it was blinking “zero miles until empty”, and my car is filthy inside and out. If I would have approached him about doing me a favor, these things would still have been unacceptable, but he convinced me to let him “help”.
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Now, my savings are completely gone, my fixed income barely pays the bills for 3, and I still have the $1901.82 repair, I need new tires, and I also need 2022 behind me, and my faith in humanity restored. I am not accustomed to asking for help. I am not even very good at accepting unsolicited help (case in point above), but I don’t know what else to do. I make an attempt at supplementing my income selling crafts I make, but my crafts do not bring in that much. I, as well as my family, will be so thankful for even the smallest of donations. Every little bit can get us closer to the total. Even if you can’t donate, but you come across my story, and have been in a similar situation, I hope it makes you feel better. You are not the only one that has fallen prey to these types of people. I know after my first incident at the beginning of the year; I was feeling pretty low and beating myself up for falling for her scam, but two in one year! Thank you for taking the time to read my story, and please, heed some caution when helping (practically) stranger.

PayPal.me/Lele718

Hey y’all. I am new to this so I’m not sure what all to write.I don’t want to post a whole sob story so here’s what’s going on.

 I am basically living paycheck to paycheck due to inflation and income. I have a 2002 Mazda protege that has been very reliable until recently. I need a new transmission which is worth more than the car, but I can’t afford a new one right now. It’s going to be $1800. Any help would be greatly appreciated as I am walking to work until I can get it fixed and I’m not sure how long that will be. Thank you for your generosity!! My PayPal link is below:

https://www.paypal.me/LanleyS

my cash app is:

https://cash.app/$LanleyScroggins