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Last Updated: July 28, 2023

Seeking business capital and possible personal assistance with debt

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When my youngest daughter realized in 2016 that I needed extra income, she recommended a company that would allow me to work from home as an independent contractor under an Independent Business Owner. I was able to do this until April 2017 when I applied to become my own Independent Business Owner with an opportunity to invite others to contract under me and pay me a fee to access the portal and work as an independent contractor. I had several individuals sign up over the years but only one that actually worked. Over the course of time, because I have become behind in my federal taxes, my business license for 2022 and 2023 and the state taxes for 2022. I am trying to get my business back up and running and eventually would like to add a non profit section under my LLC to help with other issues that are near and dear to me. I got behind on my taxes in 2017 after becoming home bound due to mobility issues and when Covid-19 hit in 2020, I was laid off from my job as a Dispatcher and W-2 employee and that caused me to get further behind and to eventually in August of 2020, to become homeless. In 2021, I was finally able, with the help of the PPP loan, to pay myself, pay off some debts and get an apartment. I was also able to pay my state and local taxes, update my business license and move forward with my company, and begin servicing a new client within the platform I had paid access to. Not only would I like to pay all of the back taxes I owe, but I would also like to catch up on my business license for 2022, 2023 and have the money on hand for 2023 which is $300. per year. I currently owe a total of about $12,000. I would also like to be able to advertise my business on various social media platforms, add a business selling jewelry and also one selling healthy supplements and advertise those as well. The jewelry will require an initial investment of $500.00-$1,000.00 for a decent start and the healthy supplements will require about $650.00-$1,500.00. I would also at some point like to be able to pay myself a salary. Right now I am looking at paying myself $7.25 per hour for 15 hours of work per week beginning the month of August of 2023. I know this is not a lot but my desire is to build up my business income, pay off all of my personal debts which include $2,500.00 in credit card debt, medical debts totaling about $4,500.00 and student loans totaling $58,000.00+. While I am not asking for help with my personal debt, just my business and to help with advertising my company, I would be most appreciative if I was able to get both. Also, if possible I would like to have someone mentor me as I seek to expand my company with independent contractors who are willing to pay $100.00 to access the portal through my company as I advocate for them and seek to insure their success.

Thank you.

 

 

Filed Under: Business Capital Tagged With: USA

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