Hello dear donators & kind souls,
I just want to start this off by saying this is honestly such a long shot, but I am really desperate at this point and I believe someone out there could possibly relate and have the funds to help. I feel like I’ve been working so hard and I’m never going to stop but I just want to feel alive again and not completely empty inside. So.. thank you, for even reading this.
I’d like to begin with a little backstory on my husband and I. I’m in my mid 20s and my husband is in his early 30s; and we both live in L.A. We’ve been together about 7 years and got married in 2019. He ended up graduating with an Auto Tech degree and I was forced to fall back because my parents could no longer support me financially, soon after I found out I was adopted, which is another crazy story to begin with but, hopefully gives you some insight without going into it too much.
Despite all our shortcomings, we really do work well together and have never strayed or given up on each other. His family doesn’t care about him and mine aren’t even in the same continent, both of them aren’t well off – we’re both outcasts that are now outcasts, together! So it’s not all terrible. But even though we have each other and somehow always end up making rent – it’s never enough. Some days we barely scrape or have food in our fridge but we’re so fueled with belief in ourselves that we keep on trying no matter how hard it gets. We really want to be successful and we both have the personalities to really become something, but we have absolutely no help, which has resulted with me trying this approach.
My husband decided to open a small used dealership shortly after his graduation with what we’ve both saved up from work, I help a lot as well, we pretty much work together which has its difficulties but we’re good at it. I wanted to be as helpful as I possibly could despite truthfully, not having anything. He was able to hold me down and I will forever aim to be better for him and us. It’s been about 2 years now since owning a very very small used car dealership (3 cars on our lot max) and we had some major set backs along the way, which is why I’m here now..
Covid happened, 2 car accidents where we were clearly NOT at fault but drivers didn’t have insurance and left the scene which was a total loss of apx. $6000.00, one of his closest person passed (much like his second mother), my parents that were once investors of our business suddenly had financial difficulties and could no longer invest when needed and I completely understand, I wish I could do more for them (they were my backup when we needed a little help). And now we’re at a halt. My husband recently had to obtain a job so that we can keep a roof over our head but..
Rent alone is $2,300.00. The dealership utilities are $300.00+. Our wifi and phone bills add up to apx. another $200-$300. This doesn’t even include groceries and much more. Obviously, we knew that this is the price we’d have to pay for such a grand opportunity, L.A. is great for that. But it’s been 7 years and we haven’t been able to really thrive.. because of our debts.
Now, to the gritty. What I’m asking for is $20,000.00 USD. No one will loan to us because we’re a sole proprietorship and his credit unfortunately isn’t good enough, but our ambitions are high and we don’t want to obtain anymore debt.
1. We currently owe $6000.00 in debt as we got into a deal with our landlord and successfully bought another car with reconditioning fees left over, but then got into those 2 accidents that wiped out 2 out of 3 of our inventory. He’s really nice but because of all that happened we’re kind of screwed and feel like unlucky people, it just never seems to workout no matter how hard we try. The original contract was $5000.00 and then $500.00 in interest every month… and has accumulated to $6000.00 as of 05/04/2022… it’s only accumulating as I type this.
2. We also have apx. $5000.00 in backed up sales taxes, I know what you’re thinking – we’re messing up BUT we set up a payment plan and have been paying $200.00 A MONTH. Which is.. leaving us with barely any food. The only reason we weren’t able to pay is because we didn’t have food or enough for reconditioning to begin with, but we were determined in sticking to our plans despite the shortcomings.
3. Despite all this, I do not have a car and therefore can’t get around as easily as I could be, which sounds ridiculous but I’ve dumped all my money into this business and simply don’t have enough to start saving.
Our debt that is holding us back isn’t much to many but it’s A LOT to us, which is $11,700.00. I would really appreciate 20K because not only would that pay all our debts, but also give us a clean slate and the extra would give us the ability to add more cars to our inventory which we’ve lost and perhaps a simple A to B car for myself.. We’ve learnt so much about this business and grew so much as individuals, and want to continue selling good running cars to people in need of reliable transportation – because we’ve been there ourselves.
That’s about it. I truly hope this reaches somebody that’s able to give more than I am. You have no idea how much this would help. I can’t wait to be like you one day! I’ve based my life on helping others before myself, but I think it’s time I get a chance to do that without all these debts holding us back.
I also have a passion for music and want to go back to school to get into the industry but that seems so far away at the moment. With $20k, I’d be able to at least start fresh and begin THINKING about going to school again. Come on, help a girl out!!! I don’t have anyone else, clearly.
Anyway, thank you for reading & if someone out there is feeling generous – just know I’ll have you in my prayers and I’ll never ever forget this. All I want to do is be financially able to give back, and hopefully I’ll end up reading someone else’s story instead of typing it!
Thank you and much love. ANY amount would make my day!