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Last Updated: October 12, 2019

Need help with my small business to support my family

Dear, Individual who is receiving this message
My name is Brian and I am reaching out as a sort of last resort. I will start by giving you some background of how I got in my situation. Back in 2013 I graduated high school, continued to work as a dog groomer, met a girl, and started my own business shortly after with an old co-worker of mine. from the age of 13 I had been working at a dog grooming salon learning how to bathe and groom dogs while going to high school. When I graduated I decided to go to full time grooming because college was not an option for me to pursue financially. At this time I met my wife Lexi and we began to build our family of now four children. The current job where I was working at was becoming difficult because I was employed by an alcoholic who had told me at the time of hiring that I would be on a W-2 for my employment. However four years later I received a 10-99 and to my surprise went into very much debt with the IRS. At this point I made the decision to start my own shop with the help of a co worker her name was Kathy.
With the new business up and running things were starting to look up and the shop was becoming successful. Working 12 to 14 hour days for 6 to 7 days a week was where all of my effort was going. Not to mention me and my wife were creating out family of four kids which we wanted to start young. As time went by at the shop my business partner Kathy was getting older and burned out working in this industry. She wanted and out. After working so hard with her only coming in a couple days a week to help I was ready for her to move on with her life and I could advance with the business in my own hands. This is where things went south and have led me to this point of needing some significant help.
Kathy had then decided to sell her half to an employee of ours named Erikah when the original agreement we had was that I would buy Kathy out. Erikah had no idea of what it takes to run a business and I was so hurt by the fact that Kathy didn’t hold up her end of the bargain that I was just ready for Kathy to be out and I would deal with whatever comes next with having a new business partner. At the time of sale Kathy had gone to the bank where the business accounts were help and withdrew $2500 from out business account because taking herself off of the account. This had brought the business account down to about $8000. It hurt but was not going to ruin the business. Then as Erikah had gotten onto the bank account for the business things got worse. Erikah had then spent in upwards of $7500 of the companies money without my approval. When confronted about the money spent there was no recognition on the mistake made from her and I received the comment “your problem”. which in itself shows what kind of person I have been dealing with. All of this has left me starving financially. Trying to raise four children and pay all of the bills for myself and business has been near impossible since.
At this point I have arranged a buyout for Erikah at $30,000 and to get myself back on the right track financially I would need another $25,000 to clear up my IRS debt and the bills I have fallen behind on. my family is surviving on the absolute bare minimum when it comes to living and my business is not going to survive without working capitol. I went to the banks in search for a business or personal loan for the $55,000 to get my family and business back on the successful track it was on but had received no good news. So here I am I have exhausted all of my options when it comes to keeping everything together with no help from family or friends I have turned to you. I am not sure who this letter will reach out to. If there is someone out there who is willing to help me by giving me the money I will forever be grateful and you will be saving a man and his family from going down an even harder road than the one I am already on.

Thank you for your time,
Brian

Filed Under: Business Capital Tagged With: UK

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