The last 4-5 years have been pretty rough for me financially. I’ve worked in construction framing houses since I was 16 years old, never made much money doing it but I’ve learned a lot. I’ve always been hired as an independent contractor so during the down times in between jobs Or times there was no work I’ve managed to accumulate a lot of debt, about 20k to be exact. Surprisingly that is not my biggest issue right now. I’m using a debt settlement company that is slowing me to make monthly payments on that while they negotiate with the creditors. In 4 more years that will be paid off and be behind me. My struggle right now is a truck I bought three years ago that I was taken advantage on. Paid full price and come to find out the motor needed to be pulled out and rebuilt. Thankfully my brother was able to do it for me and all I had to pay was for parts. After putting the motor back in reverse failed on the transmission almost immediately and again my brother save me. I bought a parts truck we pulled that transmission and installed it in mine. Less than a year later the transfer case locked up so again I had to buy another parts truck and swapped the transmission and transfer case all without a lift, we jacked the truck up onto two layers of 6×6 blocks to give us the room we needed. After replacing just about everything else in between on this truck I thought I made a wise investment to have a solid running truck for years to come…. three weeks ago I started the truck and heard a horrible noise. The timing chain guide broke again… this is why the motor needed to be rebuilt the first time and where I live now it is not an option to do that type of vehicle work and at this point not worth the time doing. This truck has been sucking the life out of me for years, hundreds of hours of work have gone into this thing and it’s still one thing after another. In between all the truck work I was evicted from my last apartment in December 2019 after not being able to pay my rent for 5 months due to a lack of work available. I got a lucky break in January 2020 and met someone that had an apartment that was gutted and needed to be remodeled so I was able to do all of that work myself and build a rent credit for a while which was an opportunity I’m very thankful for. In February 2020 I started my own business doing carpentry and home repair. I started making money right away and decided the best thing I could do is invest what I was making back in tools that I lacked for certain jobs then the reality of COVID hit and has severely limited my available work again so at this point I’m down to my last few hundred dollars, have a truck that is a litteral ticking time bomb that I have no choice to drive as long as it will because I have no other options or the means to fix it this time, I new apartment I worked so hard to get into and make my own. I don’t have parents or any family that can help me financially I’ve been on my own since 16, I know this truck is going to have a catastrophic failure any day and have no means to get another vehicle. I’ve applied and been denied for even a small loan to get something to get me by till I can find more work and build a savings again I’ve supported myself independently since I was 16, I am 29 now and for the first time I am asking for help. I’ve fought so hard the last year to take control of my life and start my own business and I’m afraid I’m going to lose it all any day now. To get a reliable truck is going to cost around $10k but I don’t see me being able to get that much money together in time even with donations but litteraly any amount you could donate would help so I can keep the business I’ve been working so hard to build going and be able to keep supporting myself. I would have never thought I’d be asking for donations in my life but I have been fighting for so long now and worked so hard to better my life. I am terrified of losing everything right now. When I pulled that piece of timing chain guide out of my motor three weeks ago it felt like one of those nightmares where no matter what you do you can’t outrun the bad guy… I need help please and thank you in advance for anyone that can donate any amount.
My paypal link is: paypal.me/chris71191
my cash app name is:
thank you so much for taking the time to read this and god bless