We are a generally happy family of 7, with 3 sons and 2 daughters under the age of eight. We have always been blessed to have our necessities met. We work hard, live frugally and do our best to be charitable with our time and very limited finances. As we look back, our situation has improved, but after 9 years of marriage we still have virtually no savings and wonder what is to be done.
Our setting is probably like many in our age: We have no vices or addictions. We buy generic food and never eat out or go to the movies. Our rare vacations are spent visiting nearby family. Our constantly revolving vehicles get us around, and we’re thankful to have them, but they are always 20 years old. Other than the occasional, minor illness our family’s health is fine, but even then, health care is costly. No smart phones, no cable, not even a TV. All our income seems to be strictly for sustaining life; here, and now. (To be fair, we choose not to have a TV. We want our kids to read and develop their talents).
We’ve always thought about working for ourselves, but have never been in a position to do something about it. Or if we have been, we have doubted ourselves or not seen the opportunity. Either way, we have now been presented with the chance of starting a small, niche retail business. We have plenty of experience, and several connections in the area, but raising the capital, along with quitting my current job is seemingly impossible.
I didn’t realize how difficult the act of asking others for help would be until I started writing. I know that we’ve been helped in the past, with or without asking, but trying to write a concise, honest account of what I think we need is humbling. Our struggles are real, and are a combination of circumstances and choices. Justified or not though, as a father, it’s hard not to feel like a failure.
To cover some of the start-up costs and loss of wages over the next several months we are asking for $30,000. It’s a large sum of money and we thank any who can help. We hope it puts us in a better position to help others going forward. If nothing else, this experience of asking has given us cause for deep introspection.