Our micro-company needs some help.

Precision Braille Plus (our doing-business-as name, the company name is D & S Wilson Enterprises LLC) is a very small braille transcription company. We transcribe materials from print into braille and other formats used by blind and visually impaired persons. Our primary work is transcribing textbooks for school districts, but we also transcribe everything from tax bills to insurance handbooks to menus. The entire staff of our company consists of three people: my husband, Scott; our son, Adam; and me. Scott’s main job responsibilities are math book transcriptions and production (embossing the braille books, binding the volumes together, and boxing for shipping). Adam’s main job responsibilities are getting the texts ready for transcription, helping to keep the website updated, and doing anything else I ask him to do (which can be a lot). I handle everything else. Scott and I are both certified braille transcriptionists.

Our company’s primary income source is school districts. Because of this, we were severely affected by COVID-19. We were fortunate enough to apply for, and receive, two Paycheck Protection Loans. We had an EIDL reconsideration in progress when the program ran out of money. Our company income is beginning to recover, but we are not there yet – our income for the 2021-2022 school year was approximately 60% of our income from the 2019-2020 school year. We have orders lined up for the 2022-2023 school year, but we have not yet received the purchase orders. Even when the orders are received, there is a lead time of approximately two to three months between the time the order is received and the time the first invoice is paid.

This time of the year – April through June – is traditionally our slowest time of the year for work and payments. The orders for the previous school year are complete and the orders for the next school year have not arrived yet. This year, we need help filling the gap. Usually, our orders for the previous school year allow us to budget enough money to cover the slow period until the new orders arrive. Because of COVID, our orders for the 2021-2022 school year did not give us that cushion.

Right now, because of the reduction in our business income over the past school year, Precision Braille Plus is behind on paying all our expenses. We have outstanding invoices with our suppliers, we are behind on payroll, and we are behind on our taxes. We have ongoing invoices for our transcription software and website. We have maxed out all our personal credit cards keeping the business afloat and, since payroll is behind, we are now behind on the payments for the credit cards. We have so many plans for the business that we want to implement – we just need to make it through the next two to three months. We want to get caught up on all the payables, including payroll and the taxes. We want to buy a computer program called TactileView and an inexpensive laptop to run it on. TactileView will allow us to produce tactile drawings at a much faster rate than we currently can and having an exclusive laptop will allow us to emboss the tactiles while we use other laptops to continue transcribing. We also want to move from Nevada to central Illinois, my home state where the cost of living and buying a house is cheaper. This will help us stay in business and continue to provide a much-needed service. Catching up on payroll will help us make this move a reality.

Our current total need is $10,000. This will not completely resolve our payables, but it should be enough to carry us through the lead time until our orders for the next school year arrive. Any help is appreciated. We want to continue to assist blind children with their education by providing the textbooks they need.

Thank you in advance.

PayPal.me: @PrecisionBraillePlus

Deb Wilson

Hello dear donators & kind souls,

I just want to start this off by saying this is honestly such a long shot, but I am really desperate at this point and I believe someone out there could possibly relate and have the funds to help. I feel like I’ve been working so hard and I’m never going to stop but I just want to feel alive again and not completely empty inside. So.. thank you, for even reading this.

I’d like to begin with a little backstory on my husband and I. I’m in my mid 20s and my husband is in his early 30s; and we both live in L.A. We’ve been together about 7 years and got married in 2019. He ended up graduating with an Auto Tech degree and I was forced to fall back because my parents could no longer support me financially, soon after I found out I was adopted, which is another crazy story to begin with but, hopefully gives you some insight without going into it too much.

Despite all our shortcomings, we really do work well together and have never strayed or given up on each other. His family doesn’t care about him and mine aren’t even in the same continent, both of them aren’t well off – we’re both outcasts that are now outcasts, together! So it’s not all terrible. But even though we have each other and somehow always end up making rent – it’s never enough. Some days we barely scrape or have food in our fridge but we’re so fueled with belief in ourselves that we keep on trying no matter how hard it gets. We really want to be successful and we both have the personalities to really become something, but we have absolutely no help, which has resulted with me trying this approach.

My husband decided to open a small used dealership shortly after his graduation with what we’ve both saved up from work, I help a lot as well, we pretty much work together which has its difficulties but we’re good at it. I wanted to be as helpful as I possibly could despite truthfully, not having anything. He was able to hold me down and I will forever aim to be better for him and us. It’s been about 2 years now since owning a very very small used car dealership (3 cars on our lot max) and we had some major set backs along the way, which is why I’m here now..

Covid happened, 2 car accidents where we were clearly NOT at fault but drivers didn’t have insurance and left the scene which was a total loss of apx. $6000.00, one of his closest person passed (much like his second mother), my parents that were once investors of our business suddenly had financial difficulties and could no longer invest when needed and I completely understand, I wish I could do more for them (they were my backup when we needed a little help). And now we’re at a halt. My husband recently had to obtain a job so that we can keep a roof over our head but..

Rent alone is $2,300.00. The dealership utilities are $300.00+. Our wifi and phone bills add up to apx. another $200-$300. This doesn’t even include groceries and much more. Obviously, we knew that this is the price we’d have to pay for such a grand opportunity, L.A. is great for that. But it’s been 7 years and we haven’t been able to really thrive.. because of our debts.

Now, to the gritty. What I’m asking for is $20,000.00 USD. No one will loan to us because we’re a sole proprietorship and his credit unfortunately isn’t good enough, but our ambitions are high and we don’t want to obtain anymore debt.

1. We currently owe $6000.00 in debt as we got into a deal with our landlord and successfully bought another car with reconditioning fees left over, but then got into those 2 accidents that wiped out 2 out of 3 of our inventory. He’s really nice but because of all that happened we’re kind of screwed and feel like unlucky people, it just never seems to workout no matter how hard we try. The original contract was $5000.00 and then $500.00 in interest every month… and has accumulated to $6000.00 as of 05/04/2022… it’s only accumulating as I type this.

2. We also have apx. $5000.00 in backed up sales taxes, I know what you’re thinking – we’re messing up BUT we set up a payment plan and have been paying $200.00 A MONTH. Which is.. leaving us with barely any food. The only reason we weren’t able to pay is because we didn’t have food or enough for reconditioning to begin with, but we were determined in sticking to our plans despite the shortcomings.

3. Despite all this, I do not have a car and therefore can’t get around as easily as I could be, which sounds ridiculous but I’ve dumped all my money into this business and simply don’t have enough to start saving.

Our debt that is holding us back isn’t much to many but it’s A LOT to us, which is $11,700.00. I would really appreciate 20K because not only would that pay all our debts, but also give us a clean slate and the extra would give us the ability to add more cars to our inventory which we’ve lost and perhaps a simple A to B car for myself.. We’ve learnt so much about this business and grew so much as individuals, and want to continue selling good running cars to people in need of reliable transportation – because we’ve been there ourselves.

That’s about it. I truly hope this reaches somebody that’s able to give more than I am. You have no idea how much this would help. I can’t wait to be like you one day! I’ve based my life on helping others before myself, but I think it’s time I get a chance to do that without all these debts holding us back.

I also have a passion for music and want to go back to school to get into the industry but that seems so far away at the moment. With $20k, I’d be able to at least start fresh and begin THINKING about going to school again. Come on, help a girl out!!! I don’t have anyone else, clearly.

Anyway, thank you for reading & if someone out there is feeling generous – just know I’ll have you in my prayers and I’ll never ever forget this. All I want to do is be financially able to give back, and hopefully I’ll end up reading someone else’s story instead of typing it!

Thank you and much love. ANY amount would make my day!

paypal.me/ameerahwithlove

paypal.me/ameerahwithlove

We are a small business that provides the best services for our customers and do the work required to complete the project the right way. We keep prices competitive but we spend more time on the job which makes us the lowest paid contractors in our area.  While we make good profit and even better results, a domino effect has put our company at risk of closing. We need equipment to continue to feed families that rely on the companies steady work to pay their expenses. 

First, and foremost I would like to thank everyone that is taking time out of their day to notice my post. I understand completely that time is of value. It’s not normal of me to ask for help, as I always try to help others. I was raised to be frugal, and budget my money. My mom use to always say, if you have a dollar, save fifty cents. I was blessed beyond measures, having the opportunity to be raised by three generations of strong women. My great grandmother, grandmother, and mother. Little did I know growing up, that they were teaching me what would become my passion in life.  Often the three of us spent time in the kitchen cooking. My great grandmother, and grandmother lived in the depression area. I was taught no matter how little we had, make the best of it, and you had to work for whatever you wanted. The two of them would get in the kitchen, literally take nothing, and turn it into something. My great grandmother would babysit me as a child, when my mother was working. For lunch sometimes she would feed me a piece of bread with bacon grease rubbed on it. That sandwich back then was the bomb. When I turned 14, I went to work at a little dinner in my neighborhood. I got hired working the register, and front counter. I didn’t want the job as the counter, I wanted a job in the kitchen. The owner thought I was to long. I finally got my way into the kitchen. I was the happiest girl ever. For me cooking in the kitchen wasn’t work, it was my passion. I enjoyed every minute of it. Over the years I have worked for others, making them money as a cook. I knew one day I wanted to pursue my dream, and open my own restaurant. I worked, saved up twenty five thousand dollars. After hitting my goal of saving up the money, I opened my own restaurant. One of the proudest days of my life. I knew I had worked hard to make it happen, and my dream was about to become reality. My great grandmother, and mother have passed away. My grandmother is 96, and it makes my heart so happy when she walks into my restaurant to eat. Sadly, I believe I should have waited, worked some more, and saved up a little more money. I opened up a year ago, and I have ran threw all that money. Mostly buying equipment, and inventory. Now I am behind on a few bills, and struggling to make ends meet. I think if I just had a little more capital, I would be alright. I refuse to give up on what I have worked so hard to accomplish. I know with my accomplishment one day I will also be able to pay it forward. If anyone could help me I would be greatly appreciated, I would keep you updated, and if you want pay you back. Thank you so much, Hawkins