Begging Money

Financial Hardship Help

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Help Me Fix My Life

Hello,
I am sorry for approaching you this way but thank you very much for the kindness to read my letter. I don’t know know how to start my story but I am reaching out to you for little help. I was born from a poor family with big dreams and hopes for the future, I wanted to give my family a good life. I am a hard worker though it feels like no matter how hard I try I’m not as lucky and it feels like I am always starting all over, then situation got worse when pandemic happened. I am 5 months delayed with my bills. I am scared we might get evicted soon and we will have no roof over our head. My parents are elderly with me, they don’t have medical insurance so I take care of their medical needs. My current job is very stressful and depressing. I am anxious every time I go to work. My heart is racing and I am developing severe headaches. Recently I have been having chest pains and my blood pressure is really high. I am usually resilient, I have worked hard all my life but this times are different, it is really depressing. I am physically, mentally and emotionally exhausted, my job is taking years off my life and costing me my sanity. I have always put other people before me but now I am beaten and defeated. I can’t give up because my family relies on me. Although I feel embarrassed reaching out to you, I mustered all my courage to give it a try for a chance.
 
 I am reaching out to you for hope specially financially. Something to help me catch up with my bills and a little capital to venture on some business in the hope of keeping us all afloat, so my family there can have extra income. I wanted to do e-commerce but I don’t have anything to start with.  I feel stuck and I can’t move forward. I am literally like a beggar asking for alms to help stay afloat this challenging times. Any help you can extend this stranger can make a difference for me and my family. My life has always been a struggle, sometimes I feel tired but I can’t give up my family relies on me, but my current work is already killing me, I need to do something but I am stuck, no capital delayed with bills and with nothing. I hope you understand my boldness for approaching you when you don’t even know me. All I want is a chance to jumpstart to keep our boat afloat and maybe lift us up from this challenging times. Thank you very much for your kindness. 
This is my paypal link  paypal.me/helpmefixmylife963
Thank you for your generosity.
Sincerely,
Sara

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I’ve been taking the punches for years and I need some help to save everything I’ve been working for

The last 4-5 years have been pretty rough for me financially. I’ve worked in construction framing houses since I was 16 years old, never made much money doing it but I’ve learned a lot. I’ve always been hired as an independent contractor so during the down times in between jobs Or times there was no work I’ve managed to accumulate a lot of debt, about 20k to be exact. Surprisingly that is not my biggest issue right now. I’m using a debt settlement company that is slowing me to make monthly payments on that while they negotiate with the creditors. In 4 more years that will be paid off and be behind me. My struggle right now is a truck I bought three years ago that I was taken advantage on. Paid full price and come to find out the motor needed to be pulled out and rebuilt. Thankfully my brother was able to do it for me and all I had to pay was for parts. After putting the motor back in reverse failed on the transmission almost immediately and again my brother save me. I bought a parts truck we pulled that transmission and installed it in mine. Less than a year later the transfer case locked up so again I had to buy another parts truck and swapped the transmission and transfer case  all without a lift, we jacked the truck up onto two layers of 6×6 blocks to give us the room we needed. After replacing just about everything else in between on this truck I thought I made a wise investment to have a solid running truck for years to come…. three weeks ago I started the truck and heard a horrible noise. The timing chain guide broke again… this is why the motor needed to be rebuilt the first time and where I live now it is not an option to do that type of vehicle work and at this point not worth the time doing. This truck has been sucking the life out of me for years, hundreds of hours of work have gone into this thing and it’s still one thing after another. In between  all the truck work I was evicted from my last apartment in December 2019 after not being able to pay my rent for 5 months due to a lack of work available. I got a lucky break in January 2020 and met someone that had an apartment that was gutted and needed to be remodeled so I was able to do all of that work myself and build a rent credit for a while which was an opportunity I’m very thankful for. In February 2020 I started my own business doing carpentry and home repair. I started making money right away and decided the best thing I could do is invest what I was making back in tools that I lacked for certain jobs then the reality of COVID hit and has severely limited my available work again so at this point I’m down to my last few hundred dollars, have a truck that is a litteral ticking time bomb that I have no choice to drive as long as it will because I have no other options or the means to fix it this time, I new apartment I worked so hard to get into and make my own. I don’t have parents or any family that can help me financially I’ve been on my own since 16, I know this truck is going to have a catastrophic failure any day and have no means to get another vehicle. I’ve applied and been denied for even a small loan to get something to get me by till I can find more work and build a savings again  I’ve supported myself independently since I was 16, I am 29 now and for the first time I am asking for help. I’ve fought so hard the last year to take control of my life and start my own business and I’m afraid I’m going to lose it all any day now. To get a reliable truck is going to cost around $10k but I don’t see me being able to get that much money together in time even with donations but litteraly any amount you could donate would help so I can keep the business I’ve been working so hard to build going and be able to keep supporting myself. I would have never thought I’d be asking for donations in my life but I have been fighting for so long now and worked so hard to better my life. I am terrified of losing everything right now. When I pulled that piece of timing chain guide out of my motor three weeks ago it felt like one of those nightmares where no matter what you do you can’t outrun the bad guy… I need help please and thank you in advance for anyone that can donate any amount.

My paypal link is: paypal.me/chris71191

my cash app name is:

$chris71191

thank you so much for taking the time to read this and god bless

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Minority Business Entrepreneur Investment Development

Minority Business Entrepreneur Investment Development

Hi, my name is Marcus! I’m a Black African American male that just recently developed my own metaphysics, and holistic company, due to the pandemic Covid-19. This pandemic has forced me to look for other avenues to create work for myself. I was hired in a position with the Census Bureau in February and put on suspension in March after a few weeks of waiting on training. This announcement came as a surprise to me with no pay and consequently no unemployment benefits. I was sent an email explaining that due to COVID-19, everything has been shut down and that my position was still being held but suspended until further notice. After months of no work, I have carefully, researched, and have started my own business. I am a minority entrepreneur, and very experienced in business as well as non-profit and community outreach. I have over 25+ years of experience in community service working with non-profits and other for-profit entities. In April 2019, I was honored with, and awarded an award from the White House in Washington, D.C. and Recognized by the governor of North-Carolina.

At this present time, I feel my assignment and dream, along with my calling, is to help make a difference in this world. I intend to do this by inspiring other people to live in a more effective, healthy, and well-balanced way, mentally, emotionally, physically, with their mind, body, and soul.

Unfortunately, I do not have all the funding I need. I am requesting your help, by seeking funding to expand this business!!!

At this present time, I do not have all the investment money that’s needed to open the doors or sell online, and this is where you come in. You can help me reach my goal of making this business dream a reality, not just for myself, but for others in the world that are in need of these type of products and resources. I have already completed the business license, business plan, business logo, state certificate, operating agreement, and the necessary credentials to get the business started. I am seeking to raise funding in the amount of $50,000 – $80,000, for Build-out for a retail store, Inventory, and Working capital.  When you choose to donate, any amount you choose to give will be greatly appreciated. I radiant energy of Peace, Love and Prosperity to you like never before. Have an amazing day!!!

With heartfelt gratitude I say, Thank you!!!
paypal.me/helpingarms

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Help make dreams come true

I have a dream to open a workshop to produce non-standard wooden furniture and tables. Now i can’t do it because i don’t have enough money and time because i have to devote everything to a job that i don’t like. If you can help me i will be very grateful and when my dream comes true i will help other people to fulfill a dreams.

 

paypal.me/WoodShopLT   paypal me if you can.

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Funder for HIRE

Hello, I am a very positive 32 year old with personal and business debts most is interest and fees and with the past few months putting out little fires and not being able to put out the biggest one of them all. Mortgage and building rent costs. I have the opportunity to settle on lower payments on credit cards as well but on limited time before I have additional legal trouble. I’m looking to transform my debts with an even bigger one. I have already attempted funding and have not been eligible.  Lending to transform a business and interest to the lender and paying it forward within the business itself as well. Pretty much hiring a funder for more than just their money as the creativity I am looking for help that would get more in return than a set interest. Obviously there would be a requirement for paperwork and confirmation of what we agree on in more interest of the funder for Hire. I’m ready to start a change and financial assistance can change so much overnight. Not just for myself personally. I will have more information to those with real intention to help be a part of something more. Please contact me with more information or if you want to donate anything my paypal is listed.

 

paypal.me/wonder88

 

 

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I came to another country by myself and need money to get started

I moved to Miami fl a couple of months ago from colombia all by myself at age 19 and I made the decision because after I graduated from high school, I didn’t get any support from my parents to get into collage which is really expensive over there. I decided to take acción if I wanted a successful future and moved here and started working. It’s been really rough because although I got a job that is right next to my house I’m stuck in a position where paying rent every month and all my other expenses like food electricity bills phone bills don’t allow me to do other things other that walk from my home to my work. I need to save up some money to have a car to be able to have a bigger reach at getting a better job and making enough money to be able to live and be able to save up some money for collage next year. I know that with the help of some warm hearted people I’ll be able to make my dream of going to collage and be a strong woman with a career come true. I put up a picture of me because that’s pretty much my story, I don’t have any debt thank God but I am stagnant and I need help getting out of this position

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Business Funding Needed

Hello Investor

Im a canadian dad,  married and father of 4 great kids,  one actually graduating with honors from her highschool in 6 days,  she worked hard under tough times, to be the best at making herself the best she can be in life,… the world is wide open to her to succeeding…

Im a guy that spent YEARS away from my family,  to work in the oil and gas industry,  and i missed alot…. i wanted to get my business funded,  but never had “extra” to put towards a fund… clothes,  dentist,  lifes regular costs always stood in the way,  and over the years,  ive always found boom or bust situations with small business owners,  who had shops, stores,  but were limited to “just their area” to sell,  be it they never thought of other options,  not being internet savy,  always thinking they had a location to sell,  but never got sales from the other side of the country or world,  because they limited themselves to a mom and pop situation. The quality of inventory,  be it homemade,  or “special” for their area,  or bulk lot buying from their suppliers,  alot of stores always have inventory they dont or cant sell,  because of a simple poor choice of knowledge of customers needs in their area,  or a downturn in the market for a said item… many NEVER think of a internet solution,  or a one stop website that can “auction” their overflow or special items for them at a more profitable solution than having it collect dust on a shelf nobody sees…. a store on main street wawa ontario,  or a specialty store in High level Alberta,  to a high end boutique on Robson street in Vancouver British Columbia…. all Canadian stores,  but each with unique sales faults.

Because of this global situation,  we all see stores boarded up in downtown Los Angeles,  Toronto,  Vancouver,  my area,  and store owners are struggling to sell products under the new rules of social distancing,  and rules on who,  and how many can come into a store… they couldnt always make it under normal conditions,  now they have to try and do more with less traffic,  and still run a profitable business…. and its tough if not impossible to achive a small business in todays new world,  and many have had years of building it,  to now have it go under because they mostly relied on foot traffic

Im looking to have a one stop website for every kind of business that wants a internet solution verses a walk up sales service… and give business owners a place where they can advertise through a google maps solution where when they list on my website,  the items or services they want to liquidate, post their location through a gps service on google maps,  and have the ability to have any local in their area that has a map based system in their specific area,pick the service they need…it can be a mom in Flint Michigan,  or Wainwright Alberta to look on my website,  find a service their looking for,  contact that person,  and have it shipped to them,  or look up what they want to buy,  and have a list of store owners that have that item in their inventory,  be it close to home,  or a thousand miles away.  ANY store or business owner can list their items they need to liquidate,  and get their walk up store to become a world wide web store,  without having to build their own website that they than have to try and promote…. they use our site,  and only pay for the app through google play or the apple store,…. one payment,  no commissioned costs to them,  but a in app purchase option where they can sell lot sales or use an “”auction”” type business where in a certain allotted time,  the highest bidder pays them directly through a paypal app,  or bank transfer. Their will be two services offered,  one a free service,  one a auction service where they pay for advertising,  and use our auction site.  I will be working on advertisers,  who want to be seen on my page,  and it can be direct suppliers,  or other corperations that send email alerts or direct marketing to each person that sees the site also

You say wait… theirs Facebook market place,  Amazon,  Ebay,  other platforms to do this…. yes their is,  but many only see a solution,  being they are just stuck with foot traffic in their area,  or a drastic sales campaign that STILL only foot and vehicle traffic sees as they walk or drive by…. someone in a town 300 miles away never knows this certain person has a item they need

Im looking for someone that can help me get a app,  and website site set up,  and a marketing platform going for individual business owners who need a different solution than the system that government says is the “”new norm “”…. is their already platforms out their doing this??… yes,  is their major companies,  titans in the industry that can do exactly this option??… yes,  yes their is,  but not EVERY business out their wants to use them,…. they want a simple solution with a local feel to it… and the platform is free,  my solution is a one time app purchae,  to be able to list anyfhing at anytime,  with no commissioned costs to them…. we simply make money on advertising,  and in app purchases for those that are willing to market their product further,  and be seen by an audience they ever had before

Competition ??… yup,  their is,  but that doesnt mean they are reaching everyone,… i want to start a platform that is specific to people,  who want a new fresh solution,  and get the word out,  on items they specifically want to market this week or month,  and make sales that they control directly through the contact source they choose to make public,  and a payment option they both trust to use

If anyone can help me,  id look forward to your ideas,  help,  and contacts to get a different solution of sales for small businesses out their that struggle in selling past their front door

Im going to be using this platform and business,  to give a new fresh solution to small business sales,  from a small mom and pop with overstock,  to a larger store with bulk sales items by the truckload through an auction system thst they control through our app

Contact can be made through my secure email at

vandermeyencrypted@protonmail.com

timvandermey@paypal.me.com

timvandermey1967@gmail.com

Funds needed are $200, 000.00 cdn,  and im willing to do a partnership of your choice to get started

Thanks for your help and i look forward to hearing from you

Tim Vandermey

250-569-4278

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Business social network

Greeting

In today’s time the business world biggest problem is:

„How to fastest and cheapest connect company to company “

Fortunately I have solution for that, it is a new business social network. A target market are business companies and their business. With simple interfaces and large data base(filled/entered by users) we can become No1 in the world.
Imagine that You opened a furniture factory and you need equipment, material or buyers of yours goods. Usually you go on the net and waste hours and hours on web searching engine, phone calls and send tons of emails. Probably you will like to have a nootebook which contains all necessary data for your business to cut times to get all data what you need.
Every successful business man possess his own nootebook. Notes where record companies, products deals etc.. Imagine that you have black notebook in front of you on the desk with all data.
Its now my(our – if you choose to be a partner) chance :
We make a business social network web page similar to facebook, linkedin but totally different . (
Facebook people use mostly for casual things, Linkedin people use for finding a job.)
This business social network site i will named bbook.com(business book)
My idea about Bbook.com is next:
Log in or sign up page are similar to all 1st pages in the world. I prefer to be in black color(dark theme) with world in back. Font will be in Gold color.
1. Signup page
You entered
Short name of company( username): – you can have 2 free account in one company (owner/director
and employee) Owner must give permission to register 2 account. If your company need more users you must pay. You chose owner or employee
Full name of company: – registered name
ID number of company – enter registered number from tax authority in your country (in attachment
scanned copy for validation to avoid scammers)
Address: country, town, street etc..
Email: you entered your email
Phone: enter phone number of company
Mobile: enter cell number
Intro: Information about your company( this is short representation of your company)
Area of work of the company: – enter specific area ( fish industry, delivery agency, law company
etc…) depends what you mark company can find you in the search engine.
Export or import goods: you can choose one or both
Interests: – mark area of your interest( in future they can see information about they interests on the
home page)
Example: Someone on site demands company who produce furniture form USA. They just entered in search engine and find your company and your portfolio with contacts. (you put this data in time of registration. Wood industry(you mark) furniture production(you mark) kitchen(you mark), desks(you mark), living room(you mark) country USA(you mark).
After they find you they send you connection request and rest is story…

2. After you sing up you can log in
3. when you loged(imagine that you opened your book and you have access to all data you need)
You have your „wall“ section
On the Wall: – enter data, creates articles, creates post enter all you want about your business.
Everything you entered your contact can access(read)
„Home“ section: – you get all data from company you follow(your connection)
Search section: – you can search companies, product, services, company from specific states, land
continent etc.
You can create groups: VIP group or regular group. When you create group you can send group message to them or circular letter, invitation.
In chat section you can find single contact and chat with them.

Final word

This project is in beginning stage. If we find good investor. With money we can find good programmer and with a great marketing plan we can conquer the world. Who have information rules the World.
Best area for registration is a USA ,Canada, Europe , Australia and NZ and Gulf countries. With a small investment we can become 1st in the world.

project value 300000 USD

https://paypal.me/SenadTopcic

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Refurbishing of Classic Rides/Machines

Hello, my name is Dave. I’ve been in the market for a while to get into the business of finding classic and old school amusement rides/machines, refurbishing them to new life with modern twists and selling them. This is something I’ve been desiring to do for a long time, but just never had the time/working capital to do so.  However, I have not been able to start my first project due to lack of working capital. My first business project would require at minimum capital in 80,000 due to parts, buying the actual equipment and other potential project needs.

 

The idea is to bring new life to classic machines and make them wildly unique to where perhaps a traveling amusement/carnival/park would purchase for the enjoyment of others in making their park unique. I understand there are FAR many more important reasons to using this site and so many need help, but I wanted to be honest, I’d much rather you help them, as they have much bigger needs. If I’m honest, I do feel guilty even fathoming this– but you would be helping me sprout a business that would hopefully allow a promising future and open doors for me with something that I’m passionate in. I really feel like I could take things to a new level with this.  Thank you for reading this and be well!

Should you decide you’d like to contribute, please think of others first, but know that I’m thankful for this my paypal link is below: unnamed.png

https://paypal.me/dmega3399

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Starting a business!

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Hi everyone! I’m an African American male that just recently finished high school early due to the Covid-19. I’ve been doing research lately on starting my own business. I know I’m young, and very inexperienced, but I want to at least try. Unfortunately, Im not able to until I am financially able to invest money in starting the business. That is where you come in! If possible, you can help reach my goal of starting a business at  a young age if you choose to donate! Any amount is fine:) have a great day!

https://paypal.me/kobeflow

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Frustrated Youth Seeking Technological Change

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Hello to any and all reading this, first of all I would like to thank you for taking the time to read this, I appreciate it.

Ok, so my problem, or rather why I am ‘begging for money’ is that I would really ironically like to make money by using and cultivating what little skills I have, however I’ve hit a road block because I am limited by my technical limits. Using the laptop and the phone I own I can only do so much and I find it extremely limiting. I’ve been bothered by this for the past 3 years, and the more I wait the more frustrating it becomes.

It feels as though I am being held back from truly expressing my creativity and ambition, because whether it’s Photoshop, video editing, digital drawing, streaming, media, programming, what have you, I always hit that same roadblock, my lack of resources even during this quarantine when I have all the time in the world. Again it is really frustrating.

I am a student, a university student from a 3rd world country and finding a job is not as simple as it would seem. First of all where I am from jobs are for those with qualifications and skills, secondly I study sciences so I don’t have any entrepreneurial or business skills to show for.

I am forced to be patient and repeatedly contemplate my fleeting interests, in hope that once I get my degree and find a job that I may be able to pursue my interests. I honestly try not to have a problem with what approach, however I want to take action now. I want to create media outlets, explore ideas that I have now, design, compute, record, edit and so much more, but I can’t. That is why I am frustrated.

If you’ve read up to this point thank you for your time, and please donate. We live in a time where teenagers can create software or media from their bedroom and I feel disheartened sometimes knowing that, that could have been me had I been born to a more fortunate family, or may be a first world country.

Thank you

https://www.paypal.me/frustratedyouth

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Community project

https://www.paypal.me/hkeita20

To whom it may concern

 

My name is Hassan and I love sports. Sports kept me grounded and focused my entire life. Sports helped me through High School and allowed me to achieve a BA of Economics; without sports I would have never succeeded. Growing up in Queens, NY; the community lacked basketball gyms and recreational center’s. We literally had parks and few High Schools gyms if they were available. We would have to travel to other towns in order to get to a recreational center. Although we have the YMCA, the YMCA is not big enough nor does it offer a wide variety of activities. The community was deeply in need of new programs and infrastructure. Jamaica is an area that once had almost twenty theatres in the vicinity before the RKO Alden Theatre closed in the 1980’s. For example, two decades ago people in the community either had to travel to Brooklyn or Valley Stream, NY to watch movies because there were no theatres in our community. Years down the line Jamaica multiplex opened in 2002 as part of the new Jamaica Center it gave the area it’s first theatre again since the 1980s ( a center with shopping stores and movie theatre ). We as a community deeply appreciated a movie theatre in our community. This form of gratitude is exactly what we want to bring back to our community again, by building a sports complex! At the moment we have the rendering and design. Our first goal and most important goal is to purchase the land which we have already located, and has been approved to build on. Purchasing the land is extremely important to us in such that we are helping to improve our community for the better.How? By purchasing the land we are able to take control of our community. In the most recent years many investors have tried to appeal to a certain class of people who do not live in the community and we want our infrastructure and programs to benefit all who live and visit Jamaica Queens. Recently, a handful of hotels and apartments have been built in the last five years, we want to help contribute to the process our community has started. The land goes for $5,000,000, at the moment we are negotiating. We are not asking for the entire five million but we ask for any donations. The city of Jamaica Queens will deeply appreciate the gesture, we are everyday people with a common goal.

 

If by chance have any questions about the project feel free reply back to this email

 

Thank you for your time and consideration

 

 

 

 

 

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Help I need money for Laptop

I have recently been trying to start up my art career by starting my social media business but in order to do everything that I want to do I require a laptop, I have most of the money to purchase it myself but I also have to pay bills so the most I’m asking for is $200 so I can have a good start in making my business thrive, send me to money at https://www.paypal.me/JoelisRosa

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Despite All Efforts and Against All Odds

Hello Friends,

I would first like to thank you for taking the time to read my story.

I am just about everything in this worl;, a mother of four, a wife, a daughter, a sister, a friend, AND AN ENTREPRENEUR.

I’m certain that my story isn’t anything special or unusual. In fact, it’s perhaps the same old thing, however, I promise if you keep reading you will see that I’ve gotten myself into a predicament!! The worse part is that I’m proving everyone right who said I was making a mistake. Ugh!! That is just about the worse place to be. While my intentions and efforts are good, great if I do say so myself,  I continue to find them to be in a downward spiral.

Since college, I had this great vision of owning my own store, not your usual store, but a fun place to gather with friends. Not truly knowing much about business, and certainly not having funds to put my plans into action, I tabled my vision for a later date in life. 28 years later, After raising four kids, getting them  into college, and feeling dead in a dead-end professional job, I found the time and the funds (my personal savings) to  dust off that old dream of mine and  put the plans in motion.

With the support of my family and friends, and long hours of physical labor from my husband, I brought that old vision of mine to a reality.

I opened the doors to my women’s boutique store, with pride and excitement, two years ago; a small place with a happy vibe.  It’s a place for women to take their time and celebrate themselves  and their own beauty. It’s a place for women to gather with friends, make new friends, and give back to the community. It’s a great place that allows everyone to be their beautiful self.

Today I am in jeopardy of having to close my store, shut the door on my dreams, and do away with this Happy place with a happy vibe. Why you ask? Because I found myself in a Tenant Landlord situation where I was taken full advantage of.  Without truly understanding the laws of commercial tenancy, and being naive to the fact that people are good, I signed a lease that put me in a vulnerable situation without my knowing. Within the first six  months in my new space, a pipe froze in the building that housed my small shop. As the water poured in, the phone rang to an attorney, representing the landlord,  reminded me that despite the frozen pipe somewhere in her building, I was responsible. How could this be? Could it be? Yes, it was true.  With three kids in college, I couldn’t fight her/them. They knew they had me right where they wanted me. I was forced to close the doors for several months, re-built someone else’s dream, and rebuilt someone else’s building. Despite insurance, I lost everything I put into my little world.  Anyone who owns a business knows that having to close for four months is a death sentence. All of my supporters advised me to bail on my dream. It was time to move on. But, I couldn’t. I refused to let someone else squash my dream. I wouldn’t let someone else squash my dreams!!

Fast forward to today. I moved my little shop into a new space,  However, I am drowning and while I can admit it to all of you, I can’t admit it to anyone else. I worked so hard to set a good example for my daughters, teaching them and showing them that you can do whatever you put your mind to, that no dream is out of reach and that when the time is right you just GO FOR IT! I JUST haven’t been able to dig myself out of the hole  that someone else created for me. And as I struggle day to day to keep my dream alive and afloat, and my small doors open,  I just can’t hear those words, “I told you so”.

The sad thing is that it wouldn’t take much to get me back on track.

I need a new sign, some new product, pay some outstanding bills, and a few supplies.  I know that with your help I can keep my dream alive and prove to the world that with determination and a little help from friends, you can keep moving forward one step at a time.

Thank you for keeping my dream alive. I promise to pay it forward 😊

https://www.paypal.me/finefreshfunky

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Small Business Owners in Desperate Situation

Hello,

My husband and I have owned and operated our small business for the past 10 years. We have a 4 year old son and want to have another baby but cannot because I (Angelika) cannot take time off from my job with our business to take care of a newborn. That, combined with the fact that we are under a severe amount of stress and cannot cope right now – especially with the physical side effects. Anyway, we run a dog-food manufacturing business. We work extremely hard and try to treat everyone as we would want to be treated. We don’t cut corners and we provide high quality food for dogs at the best prices we can.

We have been steadily growing, but last year, a combined, complicated set of circumstances between a supplier for treats that we provide and our distributor for those treats (basically our supplier became too busy and couldn’t supply us anymore and another supplier cost too much and our distributor who had been getting the treats for the same price for 6 years refused to pay anymore so we would lose money to keep selling to them) – led us to a drastic reduction in income.

Combined with that, my husband, who manufacturers the food with 1 employee has developed severe repetitive use injuries in his arm which has all but disabled him, but we cannot afford to hire someone else, so he is pushing himself through debilitating pain to try and make the food because it’s the only income we have. We have tried to sell the business but because of the drop in income last year, although it can be explained, it scares off interested parties.

We aren’t making enough money to survive and are getting further and further in debt. Right now between credit cards and lines of credits, we are over $300,000 in debt. This doesn’t include 2 mortgages (our warehouse and house). And it’s not like we live large. We don’t eat out, don’t go out for coffee or fast food, don’t go on trips, don’t buy things like furniture/appliances/cars/etc. on credit. We bootstrap and try to cut every unnecessary expense out of our lives but we are constantly short every month for basic bills which is just causing us to go deeper and deeper into debt. We try to get consolidation loans but can’t qualify.

We have invested 10 years into this business, so much work and effort and the frustrating thing is that our dog food is growing in popularity. We doubled the dog food sales last year. It’s just that double the sales but no treats still leaves us short. We could launch new products which would help, but we need about $100,000 of start up capital to get that going (at least) and there is no way to get that.

Right now I’m facing the fact that I’m short $10000 for my bills this month and every month is snowballs into more.

We’re desperate. We’re trying our best to grow this business and sell it so that we don’t lose everything we have invested into it over the past 10 years. We’ve put into it so much money (from insurance settlements, inheritances, etc.). The sad thing is that if we sat on our butts and didn’t try to build something of value, we’d be ahead. We’ve had so much bad luck, it would take a day to explain it all to you. Suppliers screwing us over, partners screwing us over, over and over, on an on the bad luck keeps coming.

We are desperately crying out to God for rescue and that led me to this site. Anything that could help would be so appreciated. I can’t even explain it.

Thank you,
Chris and Angelika

https://paypal.me/ChrisandAngelika?locale.x=en_US