Hello my name is AJ and I’m asking for money to help make amends for past spending issues I’ve had over the last decade. I kept making poor financial decisions with no chance of digging myself out of them with outside help. Let me first explain I do work hard and I do make decent money, for someone without a college degree. I have specific goals I must meet to dig myself out of the mess I’ve got myself in. I have a 401k loan, a credit card, car note and half of 20% down payment for a house to raise. If I can get a majority of or all of these debts/hurdles raised it will give me the opportunity to save money and not worry about if I will have enough money to cover all my bills in between paychecks. I also have passions that I’ve always wanted to pursue and or donate to but haven’t had the money to do it. Please help me make amends for my stupid decisions over the last decade and allow me a second chance to make better decisions going forward.