At the beginning of 2020 I lost my job. I had worked for the company for over 11 years and I had moved to Germany specifically for this job. It was my dream role and I never expected to become unemployed so unexpectedly.
At first, my plan was to move back home. I thought I’d be happier being close to friends and family and that I’d find better work opportunities. So, I began looking for work in the U.K. (I think we can all tell where this is going).
While I was looking for work surprisingly, I was offered a marketing role by a recruitment company I was using to help with my search. At the time it seemed like a sign from the heavens. How often do you get offered a job that you hadn’t applied for? Now in two minds over leaving Germany I couldn’t decide whether to go back home and have a fresh start or stay put and have the security of a guaranteed job?
And then, the COVID-19 pandemic hit Europe and caused an international lockdown and travel ban.
My job offer was rescinded and I was stuck in Germany.
Unable to find a new job in the U.K. or Germany my little savings quickly disappeared and the little unemployment benefit I was entitled to barely covered my monthly bills. As the debts mounted I remained unable to pay them. In total, I now owe around 8000€ which doesn’t seem a lot but, my monthly income is less than 1000€, my monthly expenses are 825€. I barely have enough money for food. And at the end of March I will no longer be entitled to any unemployment benefits at all.
I desperately I want to pay off my debts and move back home to be close to friends and family but, I simply can’t afford to. I live alone and don’t have any family in Germany. I have spent the majority of this alone and lonely. But I have done my best to stay positive and productive. During the lockdown I have been taking online courses in Project Management, Digital Marketing and Graphic Design. I have set up an Etsy store selling unique t-shirts which I have designed (haven’t sold any yet) and my long term goal is to set up my own online retail store selling eco friendly gifts.
I would greatly appreciate any help to pay off my growing debt, to help me move back home and to eventually help me invest into my future goals.